Sold·Closed Aug 12, 2026·35 days on market
101 Melanie Lane
Middleburg, FL 32068
About this home
Middleburg
This newly remodeled 4 bedroom, 2 bathroom home on over 5 acres is ready for new owners! Property features upgrades galore including new roof, updated kitchen with stone countertops and new stainless steel appliances, updated tile bathrooms with new vanities, new flooring throughout, fresh paint, new fixtures and more! Priced to sell and won't last long schedule your showing today!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2003)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,603 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $306,282 | $278,921 | — |
| 2024 | $278,897 | $253,565 | — |
| 2023 | $261,947 | $230,514 | — |
| 2022 | $209,559 | $209,559 | — |
| 2021 | $157,482 | $58,136 | — |
| 2020 | $137,295 | $56,643 | — |
2025 property taxes (current owner): $4,784/yr
Estimated taxes if purchased at asking price: ~$5,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 13, 2026Closed$314,900
- Jul 11, 2026Active Under Contract$314,900
- Jun 2, 2026Listed$314,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $164/sq ft; this home is listed at $134/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 79 Melanie Lane, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | Sep 2026 | $325,000 | $164 | 4/2 | 1,976 | 64 | 0.2 |
| 1886 Gentle Breeze Road, Middleburg, FL 32068Listed by JPAR CITY AND BEACH | Sep 2026 | $299,000 | $178 | 4/2 | 1,680 | 8 | 1 |
| 1901 Peregrine Place, Middleburg, FL 32068Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $326,400 | $163 | 3/2 | 1,998 | 15 | 1 |
| 1873 Openwoods Road, Middleburg, FL 32068Listed by ONE REALTY CORP | Aug 2025 | $475,000 | $209 | 4/3 | 2,272 | 32 | 1 |
| 2203 Mallard Road, Middleburg, FL 32068Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Sep 2026 | $289,000 | $149 | 3/3 | 1,937 | 34 | 1.2 |
| 13 Tulip Court, Middleburg, FL 32068Listed by LANTERN REALTY, LLC. | Sep 2026 | $274,900 | $143 | 4/2 | 1,924 | 95 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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