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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·131 days on market

11325 Young Road Unit # 1

Jacksonville, FL 32218

$150,000$96/sqftEst. $831/moMLS# 2148245
↓ $34,500 below original list
4
Beds
2
Baths
1,560
Sq Ft
2003
Built
—
Garage
No
Pool
FEMA Zone XNo HOA1.25 acresManufactured Home1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Breathe in the fresh country air and enjoy the beauty of majestic, towering live oak trees that provide shade, character, and a timeless Southern setting. Offering plenty of room to roam, this property is ideal for horses, livestock, gardening or creating your own private mini farm. The existing home features an open-concept floor plan with a spacious family room that flows into the kitchen, a split-bedroom layout, and an inside laundry room. Bring your vision and personal touches to transform this home into the country retreat you've always imagined. Outside, you'll appreciate the fenced backyard, covered front porch perfect for relaxing with your morning coffee, and the convenience of a tankless electric water heater. Enjoy the freedom of country living while remaining just minutes from shopping, dining, schools, & everyday conveniences. Whether you're looking for a peaceful homestead, a place for your animals, or simply room to spread out & enjoy nature, this property is it!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$831
Property taxesest. at asking price, Duval County$245
Estimated total, before insurance$1,076/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,040/yr · $170/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$150,000
$30,000
Loan Term
Monthly Payment
$831
Principal & Interest: $831
Property taxes (est.): $245
Insurance (est.): $100
Estimated Total Monthly
$1,176
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Metal — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,685 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$129,455$101,475—
2024$122,483$92,250—
2023$133,494$87,413—
2022$109,845$79,467—
2021$73,214$72,243—
2020$61,422$61,422—

2024 property taxes (current owner): $2,040/yr

Estimated taxes if purchased at asking price: ~$2,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 27, 2026Price change$150,000−$25,000
  • Aug 13, 2026Price change$175,000−$4,000
  • Jul 20, 2026Price change$179,000−$5,500
  • Jun 2, 2026Listed$184,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $180/sq ft; this home is listed at $96/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11166 Woodelm Drive E, Jacksonville, FL 32218Listed by COWFORD REALTY & DESIGN LLCSep 2026$322,725$1853/21,741170.4
5948 Copper Creek Drive, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$267,011$1833/21,45720.7
11424 Rolling River Boulevard, Jacksonville, FL 32219Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$272,000$1413/21,9301080.8
5556 Kellar Circle, Jacksonville, FL 32218Listed by NAVY TO NAVY HOMES LLCAug 2026$300,000$1504/32,0061421
10426 Slay Road, Jacksonville, FL 32219Listed by CW REALTYSep 2026$219,900$1742/21,264171.3
10016 Spotted Sea Drive, Jacksonville, FL 32219Listed by ASHTON WOODS FLORIDA REALTY LLCSep 2026$327,990$1804/21,827321.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$150,000
Price / Sq Ft$96
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,560
Acres1.25 acres
Year Built2003
TypeResidential
Sub-TypeManufactured Home
StyleTraditional
Property ConditionFixer
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryDinsmore
MiddleHighlands

Community Information

Address11325 Young Road Unit # 1, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionDinsmore Farms
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size54,450 sq ft
Parcel Number0037920200
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingCircular Driveway, Shared Driveway

Interior

AppliancesTankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch
FencingBack Yard, Wire
RoofMetal
Road FrontageCity Street

Additional Information

Date ListedJune 2, 2026
Days on Market100
Tax Amount$2,040
Tax Year2024
Listing TermsCash, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WOODS TO WATER PROPERTIES LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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