This home is in Jacksonville — a new construction home in Jacksonville.
Active·39 days on market
3199 Echo Street
Jacksonville, FL 32218
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome to brand-new construction with zero HOA or CDD fees holding you back! From the moment you step inside, this modern 4-bedroom home feels open, bright, and easy to live in. The kitchen is an absolute showstopper--think white shaker cabinets, granite countertops, stainless steel appliances, and a huge island made for entertaining. You'll love kicking back in the cozy living room by the electric fireplace, and the durable vinyl plank floors keep life hassle-free. The owner's suite features a sleek tiled walk-in shower, and that 4th bedroom easily flexes as an office or gym. Wrapped up with a 2-car garage and a super convenient location near the airport, shopping, and dining, this move-in-ready home is ready when you are.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,352 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $75,000 in September 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $83,984 | $83,984 | — |
| 2024 | $83,984 | $83,984 | ▲ $20,996 |
| 2023 | $77,352 | $24,472 | — |
| 2022 | $70,906 | $22,248 | — |
| 2021 | $45,122 | $20,226 | — |
| 2020 | $45,122 | $18,388 | — |
Estimated taxes if purchased at asking price: ~$5,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 14, 2026Price change$299,900−$19,100
- Sep 9, 2026Price change$319,000−$5,500
- Sep 1, 2026Price change$324,500−$5,000
- Aug 4, 2026Price change$329,500−$500
- Jun 1, 2026Listed$330,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $189/sq ft; this home is listed at $172/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3001 Harbison Street, Jacksonville, FL 32218Listed by MOMENTUM REALTY | Sep 2026 | $249,000 | $205 | 3/2.5 | 1,217 | 43 | 0.3 |
| 3787 Juliet Leia Circle W, Jacksonville, FL 32218Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $339,000 | $167 | 4/2 | 2,030 | 122 | 0.5 |
| 11245 Lorence Avenue, Jacksonville, FL 32218Listed by NEXTHOME ENDLESS SUMMER | Sep 2026 | $225,000 | $156 | 3/2 | 1,440 | 87 | 0.7 |
| 11532 Birch Forest Circle E, Jacksonville, FL 32218Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $244,000 | $150 | 5/2 | 1,629 | 90 | 1.1 |
| 10721 Meadowlea Drive, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $240,000 | $189 | 3/2 | 1,272 | 17 | 1.2 |
| 12071 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INC | Sep 2026 | $329,350 | $200 | 3/2 | 1,646 | 45 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines