Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 49
Sold

Sold·Closed Aug 13, 2026·4 days on market

3215 Robin Lane

Middleburg, FL 32068

$220,000sold priceListed at $215,800 · 101.9% of asking$122/sqftMLS# 2148094
3
Beds
2
Baths
1,800
Sq Ft
2004
Built
—
Garage
No
Pool
FEMA Zone XNo HOA1.01 acresManufactured Home1 story

About this home

Middleburg

Quiet country living with convenience close by. This charming 1,800 sq ft home offers a comfortable split floor plan featuring 3 bedrooms and 2 full baths, giving everyone their own space. Nestled on a beautiful, park-like 1-acre lot, the property provides the peace and privacy of country living while still being just minutes from local amenities. If quiet country living is what you've been searching for, this is the home for you. Well pump replaced (2026) New roof (2025) New HVAC (2024) Well Liner replaced (2023)

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,219
Property taxesest. at asking price, Clay County$337
Estimated total, before insurance$1,556/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,121/yr · $260/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$220,000
$44,000
Loan Term
Monthly Payment
$1,219
Principal & Interest: $1,219
Property taxes (est.): $337
Insurance (est.): $147
Estimated Total Monthly
$1,702
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone SPBC

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,596 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$210,328$141,285—
2023$194,124$128,441—
2022$140,077$116,765—

2025 property taxes (current owner): $3,121/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Aug 13, 2026Closed$215,800
  • Jul 12, 2026Pending$215,800
  • Jul 10, 2026Listed$215,800

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $120/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4224 Deer Trail, Middleburg, FL 32068Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$259,900$1753/21,488540.1
4060 Sunnyside Drive, Middleburg, FL 32068Listed by REAL BROKER LLCMar 2026$392,000$2144/21,83500.1
4056 Sunnyside Drive, Middleburg, FL 32068Listed by REAL BROKER LLCFeb 2026$399,900$2184/21,835110.1
3519 County Road 218, Middleburg, FL 32068Listed by WATSON REALTY CORPAug 2026$650,000$2923/2.52,227921.5
3005 Sunset Ridge Drive, Middleburg, FL 32068Listed by LOKATIONSep 2026$330,000$1773/21,8651851.7
3005 Sunset Ridge Drive, Middleburg, FL 32068Listed by FLORIDA HOMES REALTY & MTG LLCOct 2025$210,000$1133/21,865881.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$215,800
Price / Sq Ft$120
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,800
Acres1.01 acres
Year Built2004
TypeResidential
Sub-TypeManufactured Home
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLake Asbury
MiddleLake Asbury
HighClay

Community Information

Address3215 Robin Lane, Middleburg, FL 32068
Area144-Middleburg-SE
SubdivisionSunnyside Farms
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size43,995.6 sq ft
Parcel Number36052400676110806
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

Interior FeaturesSplit Bedrooms
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPorch, Rear Porch
FencingFenced
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 10, 2026
Days on Market4
Tax Amount$3,120.69
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines