Sold·Closed Sep 30, 2026·185 days on market
3005 Sunset Ridge Drive
Middleburg, FL 32068
About this home
Middleburg
Experience modern luxury in the highly sought after Ravines Crossing. This home has been completely transformed with a top to bottom renovation. Step inside to an expansive open concept layout featuring brand new high end porcelain flooring that flows through every room. The massive kitchen is a showstopper, boasting an enormous luxury island and brand new cabinetry perfect for entertaining. The primary suite is a private retreat featuring a brand new top tier shower with designer finishes. The entire home is freshly painted inside and out and filled with modern lighting. Mechanical upgrades offer total peace of mind, including a brand new HVAC system, a 2018 roof, and two parking spaces in the attached garage. The large fenced backyard provides a private retreat in this peaceful, established neighborhood near Ascension St. Vincent's and top rated schools. This turn key masterpiece is ready for you to move in and enjoy. Schedule your showing today luxury at this level is rare.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2018 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,718 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $260,188 | $260,188 | — |
| 2024 | $240,030 | $63,244 | — |
| 2023 | $249,035 | $59,946 | — |
| 2022 | $214,098 | $56,744 | — |
| 2021 | $169,439 | $53,635 | — |
| 2020 | $165,878 | $52,205 | — |
Estimated taxes if purchased at asking price: ~$6,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 1, 2026Closed$326,000
- Sep 7, 2026Pending$326,000
- Aug 26, 2026Price change$326,000−$6,000
- Aug 2, 2026Price change$332,000−$5,900
- Jul 22, 2026Price change$337,900−$2,000
- Mar 2, 2026Listed$339,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $175/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2725 Ravine Hill Drive, Middleburg, FL 32068Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $340,000 | $149 | 4/2.5 | 2,280 | 129 | 0.3 |
| 3114 Zeyno Drive, Middleburg, FL 32068Listed by KALLAM REALTY GROUP PLLC | Sep 2026 | $281,500 | $175 | 3/2 | 1,608 | 149 | 0.3 |
| 2978 Ravine Hill Drive, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLC | Jul 2026 | $341,500 | $186 | 4/2.5 | 1,836 | 139 | 0.3 |
| 4032 Edgeland Trail, Middleburg, FL 32068Listed by KALLAM REALTY GROUP PLLC | Oct 2026 | $395,000 | $172 | 4/2 | 2,292 | 108 | 0.6 |
| 3923 Lake Crest Terrace, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $315,000 | $156 | 4/2 | 2,020 | 10 | 0.6 |
| 3967 Lake Crest Terrace, Middleburg, FL 32068Listed by FREEDOM REALTY GROUP LLC | Sep 2026 | $347,500 | $153 | 4/3 | 2,274 | 96 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LOKATION
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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