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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Aug 31, 2026·36 days on market

29 Bunker Lane

Palm Coast, FL 32137

$286,000sold priceListed at $290,000 · 98.6% of asking$197/sqftMLS# 2148067
3
Beds
2
Baths
1,449
Sq Ft
1999
Built
2
Garage
No
Pool
FEMA Zone XNo HOA12,632 sqft lotSingle Family Residence1 story

About this home

Palm Coast

Beautiful 3BR/2BA Home with Office on Oversized Private Lot! This move-in-ready home features a spacious floor plan, dedicated office space, and a large oversized lot that provides extra privacy and room to enjoy the outdoors. Major updates include a newer roof and water heater. Unwind in the screened-in lanai, perfect for morning coffee or evening gatherings. Combining comfort, convenience, and value, this home is ready for its next owner. Schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,584
Estimated total, before insurance$1,584/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,831/yr · $153/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$286,000
$57,200
Loan Term
Monthly Payment
$1,584
Principal & Interest: $1,584
Insurance (est.): $191
Estimated Total Monthly
$1,775
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Palm Coast - building count > 0 within city limits · Public water (record)

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,720 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,831/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 2, 2026Closed$290,000
  • Jul 11, 2026Active Under Contract$290,000
  • Jun 5, 2026Listed$290,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
15 Bunker Lane, Palm Coast, FL 32164Listed by D R HORTON REALTY INCJun 2026$360,490$1944/21,862360.1
7 Burning View Lane, Palm Coast, FL 32137Listed by EAZ REALTY LLCJun 2026$386,800$2154/21,8002920.5
3 Burning Sands Lane, Palm Coast, FL 32137Listed by LENNAR REALTY INCJun 2026$304,994$2063/21,484430.5
169 Bird Of Paradise Drive, Palm Coast, FL 32137Listed by MOMENTUM REALTYJun 2026$320,000$1714/21,867370.5
2 Birdseye Place, Palm Coast, FL 32137Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$305,000$1753/21,744970.6
7 Bufalo Grove Drive, Palm Coast, FL 32164Listed by LENNAR REALTY INCSep 2026$310,000$1704/21,821471

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$290,000
Price / Sq Ft$200
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,449
Total Structure Area1,449 sq ft
Acres0.29 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address29 Bunker Lane, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionPalm Coast
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size12,632.4 sq ft
Parcel Number0711317035005400010
ZoningResidential

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchScreened
RoofShingle
ConstructionBlock, Concrete, Stucco

Additional Information

Date ListedJune 5, 2026
Days on Market36
Tax Amount$1,830.83
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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