3083 Zeyno Drive

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Last sold: $250,000 in December 2022(county public record, not MLS data)

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

• Sep 3, 2026Active Under Contract$260,000
• Aug 24, 2026Active$260,000
• Aug 10, 2026Active Under Contract$260,000
• Jul 29, 2026Price change$260,000−$7,500
• Jul 9, 2026Price change$267,500−$2,500
• May 29, 2026Listed$270,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

• 

  For Sale

  3073 Zeyno Drive

  Middleburg, FL 32068

  3 bd · 2.5 ba · 1,550 sq ft

  $265,000Est. $1,410/mo

  Vacant and completely move-in ready! This 1,550 sq ft Clay County townhome features 3 bedrooms, 2.5 bathrooms, and a…

  Listing Office: keller williams first coast realty

• 

  Pending

  2725 Ravine Hill Drive

  Middleburg, FL 32068

  4 bd · 2.5 ba · 2,280 sq ft

  $339,000Est. $1,804/mo

  Well maintained two story home with fenced backyard overlooking a pond. Ceramic tile and laminate wood floors and new…

  Listing Office: florida homes realty & mtg llc

• 

  For Rent

  Lease

  3107 Zeyno Drive

  Middleburg, FL 32068

  4 bd · 2.5 ba · 1,791 sq ft

  $2,100/mo

  Available: NOW! Home will be professionally cleaned prior to move in! Welcome home to this stunning end-unit retreat…

  Listing Office: green river property management

• 

  For Sale

  2156 Windward Cay Lane

  Middleburg, FL 32068

  3 bd · 2.5 ba · 1,707 sq ft

  $259,900Est. $1,383/mo

  Listing Office: coldwell banker vanguard realty

  in Longbay
• 

  For Sale

  2246 Windward Cay Lane

  Middleburg, FL 32068

  3 bd · 2.5 ba · 1,707 sq ft

  $247,000Est. $1,315/mo

  Listing Office: keller williams st johns

  in Longbay