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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

$199,000Sold3 bd · 2.5 ba · 1,620 sq ft

Sold·Closed Aug 15, 2025·276 days on market

4186 Quiet Creek

Middleburg, FL 32068

$199,000sold priceListed at $199,499 · 99.7% of asking$123/sqftMLS# 2051400
3
Beds
2.5
Baths
1,620
Sq Ft
2019
Built
1
Garage
No
Pool
HOA $51/mo1,742 sqft lotTownhouse2 stories

About this home

Middleburg

Back on market due to buyer financing. Welcome to your next chapter in Middleburg, Florida! This charming townhouse, built in 2019, offers a fresh start with its pristine condition and modern amenities. As you step inside, you'll be greeted by the gleaming Luxury Vinyl Plank floors that effortlessly blend style and practicality. The heart of this home is undoubtedly the kitchen, where granite countertops await your culinary adventures. Whether you're whipping up a quick breakfast or hosting a dinner party, this space is sure to inspire your inner chef. The fresh paint throughout gives the entire home a crisp, clean feel that's ready for your personal touch. With three bedrooms and two and a half bathrooms, there's plenty of room for everyone to find their own space. The primary bedroom offers a peaceful retreat after a long day, while the additional bedrooms provide versatile options for family members, guests, or even a home office.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,085
Property taxesest. at asking price, Clay County$305
HOAbilled monthly$51
Estimated total, before insurance$1,441/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $1,335/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $153/sq ft; this home is listed at $123/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4154 Quiet Creek Loop 135, Middleburg, FL 32068Listed by WATSON REALTY CORPNov 2025$240,750$1613/2.51,4983850
4190 Quiet Creek Loop, Middleburg, FL 32068Listed by 904 REALTY LLCNov 2025$297,000$1603/21,8596450
3083 Zeyno Drive, Middleburg, FL 32068Listed by MOMENTUM REALTYSep 2026$245,000$1293/2.51,896950.6
3898 Green View Terrace, Middleburg, FL 32068Listed by WATSON REALTY CORPJun 2026$265,000$1533/21,736350.6
2105 Windward Cay Lane, Middleburg, FL 32068Listed by LENNAR REALTY INCDec 2025$237,490$1333/2.51,782381.8
2125 Windward Cay Lane, Middleburg, FL 32068Listed by LENNAR REALTY INCDec 2025$231,080$1353/2.51,70771.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,499
Price / Sq Ft$123
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,620
Acres0.04 acres
Year Built2019
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryShadowlawn, reported on 10 other Ravines listings
MiddleLake Asbury, reported on 10 other Ravines listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address4186 Quiet Creek, Middleburg, FL 32068
Area142-Middleburg East
SubdivisionRavines
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size1,742.4 sq ft
Parcel Number13052402138806551

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Washer
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo
SecuritySecurity Gate

Additional Information

Date ListedJuly 30, 2025
Days on Market276
HOA Fees$51 / Monthly
HOA FrequencyMonthly
HOA NameRavines Community
HOA Fee IncludesInsurance, Maintenance Structure
Tax Amount$1,334.63
Tax Year2023
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENDLESS SUMMER REALTY

Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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