This home is in Jacksonville.

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Active

Active·56 days on market

141 E 5th Street

Jacksonville, FL 32206

$249,900$120/sqftEst. $1,330/moMLS# 2146460

Beds

Baths

2,089

Sq Ft

1909

Built

—

Garage

Pool

About this home

Jacksonville

Welcome to the heart of Historic Springfield, one of Jacksonville's most vibrant and rapidly evolving neighborhoods! This 4-bedroom, 3.5-bathroom, 2-story home offers approximately 2,089 square feet of opportunity, character, and untapped potential for the right visionary buyer or investor. Just minutes from Downtown Jacksonville, this property places you near some of the city's favorite local restaurants, boutique shopping, breweries, parks, and the growing Phoenix Arts & Innovation District, making it an ideal candidate for a short-term rental, long-term investment, or stunning personal residence. This home is ready for a full renovation, giving you the rare opportunity to customize and restore a property in one of Jacksonville's most sought-after historic communities. To help bring the vision to life, COA approval docs and a full set of renovation plans are already available. The newly designed floor plans feature a highly desirable layout with both an upstairs Owner's Suite and a

Cost to own

Mortgage calculator

Home Price

$249,900

Down Payment: 20%

$49,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,270

Principal & Interest: $1,270

Est. Taxes & Insurance: $318

Estimated Total Monthly

$1,588

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,330

Property taxesest. at asking price, Duval County$408

Estimated total, before insurance$1,738/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $175,000 in November 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$203,328	$203,328	—
2024	$152,471	$152,471	—
2023	$160,007	$160,007	—
2022	$154,908	$25,000	—
2021	$118,696	$25,000	—
2020	$106,863	$25,000	—

2025 property taxes (current owner): $3,991/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1909)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,292 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History