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Pending

Pending·66 days on market

5 Divot Place

Bunnell, FL 32110

$300,350$197/sqftEst. $1,531/moMLS# 2146183

Beds

Baths

1,526

Sq Ft

2026

Built

Garage

Pool

About this home

Bunnell

Welcome home to The Willow, a thoughtfully designed 1,550 sq. ft. single-family home that perfectly blends style, comfort, and functionality. Featuring 4 bedrooms, 2 bathrooms, and a spacious 2-car garage, this home offers plenty of room to grow, entertain, and enjoy everyday living. From the moment you step inside, you'll love the open-concept layout that creates a seamless flow between the living, dining, and kitchen areas. The gathering room is the heart of the home, highlighted by beautiful vaulted ceilings that enhance the sense of space and fill the room with natural light, perfect for relaxing evenings or hosting guests. The kitchen is designed to impress, featuring a large center island that provides ample space for cooking, casual dining, or gathering with family and friends. Whether you're preparing meals or entertaining, this space truly brings everyone together. The smart layout continues with well-appointed secondary bedrooms, including a Jack and Jill bathroom.

Cost to own

Mortgage calculator

Home Price

$300,350

Down Payment: 20%

$60,070

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,531

Principal & Interest: $1,531

Insurance (est.): $200

Estimated Total Monthly

$1,732

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,531

HOAbilled annually$5

Estimated total, before insurance$1,536/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History