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Active

Active·143 days on market

36063 Pitch Lane

Hilliard, FL 32046

$839,990$206/sqftEst. $4,653/moMLS# 2145715
4
Beds
4
Baths
4,077
Sq Ft
2023
Built
3
Garage
No
Pool
FEMA Zone XHOA $76/mo1.30 acresWaterfrontSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Hilliard

Experience luxury, comfort, and functionality in this stunning 4,077-square-foot home situated on 1.3 private acres. Built in 2023, this thoughtfully enhanced residence features designer custom paint, elegant custom drapes, and a bright, open living space filled with natural light. The chef's kitchen is anchored by a massive quartz island, creating the perfect gathering place for cooking and entertaining. Upstairs, the expansive three-part loft offers endless possibilities for a home office, gym, media room, or game room. Cozy bedrooms provide peaceful retreats, while a versatile bonus room is ideal for crafts, hobbies, or pets. Outdoor living shines with an extended paver patio, resort-style screened enclosure, outdoor kitchen, privacy fence, storage shed, and plenty of room to enjoy the serene surroundings. With numerous upgrades and a recently builder-replaced septic system, this exceptional property combines modern luxury with peace of mind.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,653
Property taxesest. at asking price, Nassau County$1,160
HOAbilled monthly$76
Estimated total, before insurance$5,888/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,170/yr · $764/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$839,990
$167,998
Loan Term
Monthly Payment
$4,653
Principal & Interest: $4,653
Property taxes (est.): $1,160
Insurance (est.): $560
Estimated Total Monthly
$6,372
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $749,900 in March 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$652,414$0—
2024$642,821$642,821—
2023$60,000$60,000—
2022$85,000$85,000—
2021$11,156$11,156—

2025 property taxes (current owner): $9,170/yr

Estimated taxes if purchased at asking price: ~$13,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • May 25, 2026Listed$839,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $206/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
36218 Pitch Lane, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCNov 2025$661,900$1974/33,3652320.4
36250 Pitch Lane, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCJul 2026$619,900$2103/2.52,9502720.5
36295 Pitch Lane, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCDec 2025$630,900$1934/33,2611660.7
36821 Dyal Road, Callahan, FL 32011Listed by GAILEY ENTERPRISES LLCSep 2026$825,000$2493/2.53,3073151.6
46171 Sauls Road, Callahan, FL 32011Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAOct 2026$1,190,000$2964/3.54,022212.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$839,990
Price / Sq Ft$206
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage4,077
Acres1.30 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

ElementaryHilliard
MiddleHilliard

Community Information

Address36063 Pitch Lane, Hilliard, FL 32046
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionSouthern Pines
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size56,628 sq ft
Parcel Number233N24330000760000

Amenities

AmenitiesMaintenance Grounds
Community FeaturesStreet Lights
UtilitiesCable Available, Electricity Available
SewerSeptic Tank
Water SourceWell
Green / EnergyAppliances
ParkingGarage, Garage Door Opener
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories2
LevelsTwo
Window FeaturesSkylight(s)
SecuritySecurity System Owned

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionFew Trees, Wooded
Patio / PorchCovered, Patio, Porch, Screened
FencingBack Yard, Privacy, Vinyl, Wrought Iron
RoofShingle
ConstructionOther, Fiber Cement
Other StructuresOutdoor Kitchen, Shed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 25, 2026
Days on Market35
HOA Fees$76 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$9,170.01
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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