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Sold·Closed Dec 16, 2025·166 days on market

36295 Pitch Lane

Hilliard, FL 32046

$630,900sold priceListed at $640,900 · 98.4% of asking$193/sqftMLS# 2093189
4
Beds
3
Baths
3,261
Sq Ft
2025
Built
3
Garage
No
Pool
HOA $76/mo1.06 acresSingle Family Residence1 storyNew construction

About this home

Hilliard

Brimming with curb appeal and overflowing with luxury, this spacious home has everything you desire. The acreage home site, open floor plan, sprawling bedrooms, soaring ceilings, chef-inspired kitchen and added media room leave nothing to be desired. Designed to enhance your lifestyle, this home showcases spacious indoor and outdoor entertaining areas, abundant storage, lush front yard landscaping and exquisite interior details. This craftsman-style home is located within the community of Southern Pines, where residents enjoy breathtaking views and access to incredible nearby amenities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,495
Property taxesest. at asking price, Nassau County$871
HOAbilled monthly$76
Estimated total, before insurance$4,442/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$938/yr · $78/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$630,900
$126,180
Loan Term
Monthly Payment
$3,495
Principal & Interest: $3,495
Property taxes (est.): $871
Insurance (est.): $421
Estimated Total Monthly
$4,786
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $938/yr

Estimated taxes if purchased at asking price: ~$10,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jun 13, 2025Listed$640,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $197/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
36250 Pitch Lane, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCJul 2026$619,900$2103/2.52,9502720.2
36218 Pitch Lane, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCNov 2025$661,900$1974/33,3652320.2
36004 Pitch Lane, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$574,000$2214/22,600970.4
36821 Dyal Road, Callahan, FL 32011Listed by GAILEY ENTERPRISES LLCSep 2026$825,000$2493/2.53,3073152.1
46171 Sauls Road, Callahan, FL 32011Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAOct 2026$1,190,000$2964/3.54,022213

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$640,900
Price / Sq Ft$197
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,261
Total Structure Area4,294 sq ft
Acres1.06 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryHilliard
MiddleHilliard

Community Information

Address36295 Pitch Lane, Hilliard, FL 32046
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionSouthern Pines
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size46,173.6 sq ft
Parcel Number233N24330000160000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePrivate, Well
ParkingAttached, Garage, Garage Door Opener

Interior

AppliancesDisposal, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered
RoofShingle
ConstructionFiber Cement, Frame
Road SurfacePaved

Additional Information

Date ListedJune 13, 2025
Days on Market166
HOA Fees$76 / Monthly
HOA FrequencyMonthly
Tax Amount$937.68
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: LGI REALTY - FLORIDA, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 16, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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