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Pending

5108 SILVER LAKE Drive, Palatka, FL 32177

$389,000
MLS# 2145684
4
Bedrooms
3
Bathrooms
2,062
Sq Ft
1964
Year Built

About This Home — 5108 SILVER LAKE Drive

Welcome home to this beautifully updated 4 bed, 3 bath farmhouse-style retreat offering charm, space, & modern comfort in the much sought after Peniel area. Built in 1964 & on .87 acres, this home has been updated throughout & features two private en-suites, including a stunning primary suite with a brand-new wet room, large soaking tub, open shower, double vanities, & oversized walk-in closet. The updated farmhouse kitchen flows into a spacious separate dining area, perfect for gatherings, while the large functional laundry room adds everyday convenience. Enjoy cozy evenings by the wood-burning fireplace. Major updates include a newer roof & septic system replaced 4 years ago, & new A/C within the last year. Outside, you'll find a fully fenced backyard, in-ground pool & spa, detached garage/shop, and large farm animal enclosure. A perfect blend of farmhouse charm, comfort, and functionality!

Features

Price$389,000
Price / Sq Ft$189
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,062
Acres0.90 acres
Year Built1964
TypeResidential
Sub-TypeSingle Family Residence
StatusPending
# of Garages1
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address5108 SILVER LAKE Drive, Palatka, FL 32177
Area561-Greater Palatka
SubdivisionMetes & Bounds
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size39,204 sq ft
Parcel Number221026000001100000
ZoningAgricultural

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Detached

Interior

Interior FeaturesBreakfast Bar, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

FencingBack Yard
RoofMetal
Other StructuresWorkshop

Additional Information

Date ListedMay 16, 2026
Days on Market9
Tax Amount$312
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$389,000
$77,800
Loan Term
Monthly Payment
$2,070
Principal & Interest: $2,070
Est. Taxes & Insurance: $518
Estimated Total Monthly
$2,588
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: IHEART REALTY INCKelli Kaye Hilligus, Your Hometown Agent · kellikhilligusrealtor@outlook.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida