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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Aug 11, 2026·65 days on market

113 E Rellim Drive

Palatka, FL 32177

$287,000sold priceListed at $289,900 · 99% of asking$137/sqftMLS# 2140921
4
Beds
3
Baths
2,094
Sq Ft
1976
Built
—
Garage
No
Pool
FEMA Zone XNo HOA15,682 sqft lotSingle Family Residence1 story

About this home

Palatka

TAKING BACK-UP OFFERS! Welcome to 113 East Rellim Drive--where space, flexibility, and comfort come together on a beautifully positioned corner lot at the end of a quiet, horseshoe-shaped subdivision in Palatka. This spacious 4-bedroom, 3-bathroom home offers approximately 2,090 square feet of living space on a generous 1/3-acre lot. Inside, you'll find a freshly painted exterior, a cozy wood-burning fireplace, and a functional layout designed for both everyday living and entertaining. The home includes two refrigerators, range, dishwasher, microwave, washer, and dryer--making it truly move-in ready. One of the standout features is the private fourth bedroom suite, located on the opposite end of the home. Complete with its own bathroom and walk-in closet, this space is perfect for a primary suite, in-law quarters, or a comfortable guest retreat. Enjoy Florida living year-round with a covered front porch and a large screened-in back porch overlooking the fenced backyard.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,590
Estimated total, before insurance$1,590/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,204/yr · $100/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$287,000
$57,400
Loan Term
Monthly Payment
$1,590
Principal & Interest: $1,590
Insurance (est.): $191
Estimated Total Monthly
$1,781
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,745 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,204/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 12, 2026Closed$289,900
  • Apr 20, 2026Listed$289,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $138/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
101 Lisa Lane, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INCSep 2026$365,000$1674/22,182310.8
341 Alabama Avenue, Palatka, FL 32177Listed by BEACH STATE REALTYMay 2026$315,000$1864/31,6961290.8
117 Horseman Club Road, Palatka, FL 32177Listed by IHEART REALTY INCApr 2026$294,900$1603/21,8381880.8
171 Estates Drive, Palatka, FL 32177Listed by RIVER CITY RENTALS AND REALTYJul 2026$455,000$2004/32,272290.9
265 Crestview Drive, Palatka, FL 32177Listed by RIVER CITY RENTALS AND REALTYJun 2026$442,500$1954/32,272480.9
247 Estates Drive, Palatka, FL 32177Listed by RIVER CITY RENTALS AND REALTYJun 2026$460,000$1994/32,315440.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$289,900
Price / Sq Ft$138
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,094
Acres0.36 acres
Year Built1976
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address113 E Rellim Drive, Palatka, FL 32177
Area561-Greater Palatka
SubdivisionRellim Manor
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size15,681.6 sq ft
Parcel Number151026767800100070
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected
SewerSeptic Tank
Water SourcePrivate
ParkingCircular Driveway

Interior

Interior FeaturesCeiling Fan(s), Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchCovered, Front Porch, Patio, Porch, Screened
Other StructuresShed(s)
Road SurfacePaved

Additional Information

Date ListedApril 20, 2026
Days on Market65
Tax Amount$1,203.5
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IHEART REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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