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314 MADISON Street, Palatka, FL 32177

$279,900
MLS# 2145615
5
Bedrooms
3
Bathrooms
3,504
Sq Ft
1900
Year Built

About This Home — 314 MADISON Street

Step into timeless elegance with the Lane-Fernside Home (1885)--a stunning Victorian residence showcasing classic Queen Anne influences and rich Florida heritage. Located in the North Historic District of Palatka, this home offers a rare opportunity to own a piece of local history. The home features 5 bedrooms and 3 bathrooms with exceptional preserved detail throughout, including original wood floors, an ornate staircase, floor-to-ceiling windows, and a restored front entry with stained glass windows. The main level showcases glass pocket doors, creating an open and flexible flow ideal for entertaining. Additional historic features include an original fireplace with a mantel and a built-in china pantry. Modern updates include a 200-amp electrical panel, on demand New Hot water heater, updated lower-level lighting, and a semi-updated, fully functional kitchen with appliances. This home is being sold as-is. Seller is offering 10K in concessions at closing.

Features

Price$279,900
Price / Sq Ft$80
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage3,504
Total Structure Area4,124 sq ft
Acres0.26 acres
Year Built1900
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman, Victorian
Property ConditionFixer, Under Construction
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryJames A. Long
MiddleBeasley
HighPalatka

Community Information

Address314 MADISON Street, Palatka, FL 32177
Area561-Greater Palatka
SubdivisionDicks Map
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size11,325.6 sq ft
Parcel Number421027685001800030
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Off Street, On Street, RV Access/Parking

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Entrance Foyer, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, ENERGY STAR Qualified Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer/Dryer Stacked
HeatingNone, Central
CoolingCentral Air, Wall/Window Unit(s), None
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesOther, Wood Burning
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Lot DescriptionHistoric Area
Patio / PorchFront Porch, Porch, Rear Porch, Screened, Side Porch
RoofShingle
ConstructionWood Siding
Road SurfacePaved
Road FrontageCity Street, Other

Additional Information

Date ListedMay 16, 2026
Days on Market17
Tax Amount$1,062.51
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$279,900
$55,980
Loan Term
Monthly Payment
$1,490
Principal & Interest: $1,490
Est. Taxes & Insurance: $372
Estimated Total Monthly
$1,862
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: IHEART REALTY INCI Heart Realty Inc. · windy@iheartrealtyinc.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida