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$470,000Sold5 bd · 5 ba · 3,648 sq ft
Sold·Closed Dec 12, 2025·419 days on market
116 Kirkland Street
Palatka, FL 32177
About this home
Palatka
Incredible home with carriage house in the South Historic District! Enjoy views of the St Johns River from many vantage points in this beautifully updated former B & B. The main house features 4 bedrooms and 4 updated baths, high ceilings, nice molding/trim, gorgeous wood floors, and many charming original features. The first floor has a large living room, dining room with fireplace, primary suite with bath, laundry room, updated kitchen, and lovely breakfast room with fireplace. The second floor has an owner's suite with attached bath and access to a private veranda, two additional bedrooms and baths, Florida room/office, and large back deck with great views. The third floor is an open multi-purpose room. The carriage house has a 2 car garage, laundry room with bath and awesome upstairs 750+/- sq ft efficiency apartment with full kitchen, bath, and a private balcony. New roof on the carriage house. The possibilities are endless here, too much to list.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Crescent Beach Parkabout 24 mi · 104 parking spaces
Closest park or preserve
Deep Creek Conservation Areaabout 12 mi · 4.1 mi of trails
Closest public boat ramp
Deep Creek at County Road 207 Primitive Accessabout 11 mi · St. Johns River - Deep Creek
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2023 property taxes (current owner): $9,290/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $113/sq ft; this home is listed at $129/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 703 Emmett Street, Palatka, FL 32177Listed by DUCK REALTY INC | Mar 2026 | $315,000 | $114 | 4/2 | 2,758 | 282 | 0.2 |
| 314 Madison Street, Palatka, FL 32177Listed by IHEART REALTY INC | Jun 2026 | $230,000 | $66 | 5/3 | 3,504 | 22 | 0.5 |
| 223 Madison Street, Palatka, FL 32177Listed by IHEART REALTY INC | Apr 2026 | $339,000 | $129 | 3/2 | 2,636 | 3 | 0.5 |
| 417 N 3rd Street, Palatka, FL 32177Listed by DUCK REALTY INC | Aug 2025 | $265,000 | $86 | 5/4.5 | 3,076 | 37 | 0.5 |
| 314 Madison Street, Palatka, FL 32177Listed by DUCK REALTY INC | Aug 2025 | $209,000 | $60 | 5/3 | 3,504 | 108 | 0.5 |
| 2011 Carr Street, Palatka, FL 32177Listed by COLDWELL BANKER PREMIER PROPERTIES | Dec 2025 | $305,000 | $113 | 3/2 | 2,708 | 70 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER BEN BATES INC
Sold by: CARLISLE & CO. REAL ESTATE SERVICES (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Dec 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines



