$460,0008 bd · 6 ba · 3,686 sq ft
Active·178 days on market
471 Lombard Street
Orange Park, FL 32073
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Orange Park
Fully occupied, performing quad in Orange Park. This property is located in a community of individually owned quads and one of the best multifamily locations to be an owner in NE Florida. The building is well maintained with ample parking for the residents. The property is ideally located near restaurants, retail, the Orange Park Mall and the highway. Tenant occupied. Photos are of the building for sale or a similar building. DO NOT DISTURB THE TENANTS
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1980)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,211 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave Sabout 22 mi · 28 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 5 mi · 4 mi of trails
Closest public boat ramp
Lakeshore Park Boat Rampabout 4 mi · St. Johns River - Doctors Lake
Closest kayak & paddleboard launch
Ringhaver Park Kayak Launch (Long Portage!)about 4 mi · Ortega River
Closest grocery store
Publixabout 0.9 mi · 6001 Argyle Forest Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $493,889 | $410,687 | — |
| 2024 | $480,981 | $373,352 | — |
| 2023 | $471,699 | $339,411 | — |
| 2022 | $344,521 | $308,556 | — |
| 2021 | $280,506 | $280,506 | — |
| 2020 | $251,551 | $211,520 | — |
2025 property taxes (current owner): $6,786/yr
Estimated taxes if purchased at asking price: ~$8,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 8, 2026Price change$460,000−$25,000
- Sep 1, 2026Active Under Contract$485,000
- Aug 7, 2026Active$485,000
- Jul 28, 2026Active Under Contract$485,000
- May 15, 2026Listed$485,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $132/sq ft; this home is listed at $125/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 460 Bentwood Lane, Orange Park, FL 32073Listed by GIFFORD PROPERTIES & MANAGEMENT INC | Sep 2026 | $489,500 | $133 | 8/6 | 3,686 | 66 | 0.1 |
| 467 Bentwood Lane, Orange Park, FL 32073Listed by GIFFORD PROPERTIES & MANAGEMENT INC | Aug 2025 | $485,000 | $132 | 8/6 | 3,686 | 29 | 0.1 |
| 458 Bentwood Lane, Orange Park, FL 32073Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jun 2025 | $485,000 | $132 | 8/6 | 3,686 | 13 | 0.1 |
| 457 Bentwood Lane, Orange Park, FL 32073Listed by GREGORY RITZERT, BROKER | May 2025 | $485,000 | $132 | 8/0 | 3,686 | 91 | 0.1 |
| 820 Filmore Lane, Orange Park, FL 32073Listed by UNITED REAL ESTATE GALLERY | Jul 2025 | $475,000 | $141 | 6/4 | 3,358 | 99 | 2.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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