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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active·136 days on market

6865 Misty View Drive

Jacksonville, FL 32210

$164,500$117/sqftEst. $878/moMLS# 2144813
2
Beds
2.5
Baths
1,405
Sq Ft
2007
Built
1
Garage
No
Pool
FEMA Zone XHOA $175/mo1,742 sqft lotTownhouse2 stories

About this home

Jacksonville

100% financing available. Beautiful 2-bedroom, 2.5-bath townhouse with a one-car garage located in a desirable gated community featuring a community pool. HOA dues include exterior lawn care and landscaping for low-maintenance living. Inside, you'll find stainless steel appliances, durable LVP flooring throughout the first floor, and brand-new carpet upstairs. Roof and exterior paint are also the HOA's responsibility. Roof was replaced in 2024, and the exteriors were repainted in 2022/2023. The spacious bedrooms offer plenty of room to relax, and abundant storage throughout the home provides added convenience. A perfect blend of comfort, style, and easy living!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$878
Property taxesest. at asking price, Duval County$269
HOAbilled quarterly$175
Estimated total, before insurance$1,322/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,038/yr · $253/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$164,500
$32,900
Loan Term
Monthly Payment
$878
Principal & Interest: $878
Property taxes (est.): $269
Insurance (est.): $110
Estimated Total Monthly
$1,256
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,759 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:17 AM, sunset 7:19 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$152,422$150,689—
2024$161,817$136,990—
2023$157,086$124,537—
2022$134,191$113,216—
2021$102,924$102,924—
2020$92,210$42,210—

2025 property taxes (current owner): $3,038/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • May 12, 2026Listed$164,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$164,500
Price / Sq Ft$117
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,405
Acres0.04 acres
Year Built2007
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address6865 Misty View Drive, Jacksonville, FL 32210
Area053-Hyde Grove Area
SubdivisionLane Ave Townhomes
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size1,742.4 sq ft
Parcel Number0123980314

Amenities

AmenitiesPool, Gated, Maintenance Grounds, Playground
Community FeaturesGated
UtilitiesCable Available, Electricity Available
Water SourcePrivate
ParkingGarage

Interior

Interior FeaturesEat-in Kitchen
AppliancesDryer, Gas Oven, Microwave, Refrigerator, Washer
HeatingElectric
CoolingCentral Air
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level
SecuritySecurity Gate
Spa FeaturesCommunity

Exterior

Patio / PorchPatio
ConstructionStucco

Additional Information

Date ListedMay 12, 2026
Days on Market44
HOA Fees$525 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Tax Amount$3,037.8
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REDFIN CORPORATION

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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