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This home is in Jacksonville.

Active

Active·57 days on market

6882 Lake Mist Lane

Jacksonville, FL 32210

$130,000$72/sqftEst. $694/moMLS# 2109556

Beds

2.5

Baths

1,811

Sq Ft

2007

Built

Garage

Pool

FEMA Zone XHOA $167/mo3,049 sqft lotTownhouse2 stories

About this home

Jacksonville

SHORT SALE!! SHORT SALE!! Seller accepting CASH and Conventional financing ONLY!! Needs TLC. Bankruptcy short sale will take about 120 days to get response on offer from lien holders. 3 BEDROOM 2.5 BATH TOWNHOME. ONE CAR GARAGE.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$694

Property taxesest. at asking price, Duval County$212

HOAbilled quarterly$167

Estimated total, before insurance$1,073/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$130,000

Down Payment: 20%

$26,000

Interest Rate: 7.03%

Loan Term

Monthly Payment

$694

Principal & Interest: $694

Property taxes (est.): $212

Insurance (est.): $87

Estimated Total Monthly

$993

*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,757 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 30, 2026Price change$130,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$130,000

Price / Sq Ft$72

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,811

Acres0.07 acres

Year Built2007

TypeResidential

Sub-TypeTownhouse

StyleTraditional

Property ConditionFixer

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

Community Information

Address6882 Lake Mist Lane, Jacksonville, FL 32210

Area053-Hyde Grove Area

SubdivisionLane Ave Townhomes

CityJacksonville

CountyDuval

StateFL

Zip Code32210

Lot Size3,049.2 sq ft

Parcel Number0123980330

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

AppliancesNone

HeatingCentral, Electric

CoolingCentral Air, Electric

# of Stories2

LevelsTwo

Additional Information

Date ListedJuly 30, 2026

Days on Market27

HOA Fees$500 / Quarterly

HOA FrequencyQuarterly

Tax Year2024

Listing TermsCash, Conventional

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: 7 STAR REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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