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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 20, 2026·23 days on market·Recent sales in Jacksonville

9526 Bembridge Mill Drive

Jacksonville, FL 32244

$289,500sold priceListed at $300,000 · 96.5% of asking$178/sqftMLS# 2144546
3
Beds
2
Baths
1,624
Sq Ft
2013
Built
2
Garage
No
Pool
HOA $50/mo6,534 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to this beautifully updated 3-bedroom, 2-bathroom single-story home with a 2-car garage located in the desirable Watermill. Offering 1,624 square feet of living space, this home features wood flooring throughout all main living areas and bedrooms, elevated ceilings, and a spacious open layout designed for comfortable living and entertaining. Step inside to a welcoming foyer that opens to a formal dining area and additional sitting space. The large family room flows seamlessly into the kitchen, which features granite countertops, freshly painted cabinets, black appliances, a breakfast bar, and a eat-in kitchen area. The spacious primary suite offers an angled ceiling, a large walk-in closet, and an ensuite bathroom complete with dual vanities and a large walk-in shower. Fresh interior and exterior paint give the home a clean, move-in ready feel. Enjoy relaxing outdoors on the screened-in back porch overlooking the fully fenced backyard that backs up to a peaceful preserve

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,604
Property taxesest. at asking price, Duval County$473
HOAbilled annually$50
Estimated total, before insurance$2,126/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,964/yr · $247/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$289,500
$57,900
Loan Term
Monthly Payment
$1,604
Principal & Interest: $1,604
Property taxes (est.): $473
Insurance (est.): $193
Estimated Total Monthly
$2,269
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,749 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$266,496$137,238—
2024$246,914$132,663▲ $11,356
2023$262,335$127,343—
2022$253,338$122,178—
2021$186,151$117,164—
2020$164,857$114,857—

2025 property taxes (current owner): $2,964/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 23, 2026Closed$300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $185/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9639 Bembridge Mill Drive, Jacksonville, FL 32244Listed by WATSON REALTY CORPAug 2026$319,900$1993/21,60570.1
3243 Millpond Court, Orange Park, FL 32065Listed by HERRON REAL ESTATE LLCSep 2026$325,000$1664/21,955190.5
510 Meldrum Lane, Orange Park, FL 32065Listed by ALL REAL ESTATE OPTIONS INCSep 2026$323,000$1784/31,8182830.6
9314 Bruntsfield Drive, Jacksonville, FL 32244Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$333,000$1733/21,925460.7
695 Bellshire Drive, Orange Park, FL 32065Listed by ASSIST 2 SELL BUYERS & SELLERS PREMIER REALTYAug 2026$269,900$2243/21,203250.7
8603 Beresford Lane, Jacksonville, FL 32244Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$360,000$1964/21,833540.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$300,000
Price / Sq Ft$185
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,624
Acres0.15 acres
Year Built2013
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address9526 Bembridge Mill Drive, Jacksonville, FL 32244
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionWatermill
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size6,534 sq ft
Parcel Number0164310375
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile, Wood
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchRear Porch, Screened
FencingBack Yard, Full, Wood
RoofShingle
ConstructionStucco, Vinyl Siding
Road SurfaceAsphalt

Additional Information

Date ListedMay 14, 2026
Days on Market23
HOA Fees$600 / Annually
HOA FrequencyAnnually
Tax Amount$2,963.92
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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