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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·155 days on market

4020 Forest Boulevard

Jacksonville, FL 32246

$299,900$246/sqftEst. $1,661/moMLS# 2144334
↓ $10,100 below original list
3
Beds
2
Baths
1,218
Sq Ft
1974
Built
—
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Some images have been virtually staged to better showcase the intended use and layout of the home. Completely renovated and move-in ready, this Southside Jacksonville home is the perfect blend of modern style and unbeatable location! Situated on an oversized approximately 0.28-acre lot, this property features a spacious back porch ideal for entertaining, relaxing, or enjoying the Florida weather year-round. Inside, you'll find a bright updated interior with an open and functional layout designed for comfortable everyday living. Conveniently located near Beach Blvd, St. Johns Town Center, shopping, dining, and major highways, this home offers both comfort and accessibility. Whether you're looking for your next primary residence or an investment opportunity, this property is one you won't want to miss!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,661
Property taxesest. at asking price, Duval County$490
Estimated total, before insurance$2,151/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$299,900
$59,980
Loan Term
Monthly Payment
$1,661
Principal & Interest: $1,661
Property taxes (est.): $490
Insurance (est.): $200
Estimated Total Monthly
$2,351
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,707 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $140,000 in August 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$156,779$156,779▼ $24,163
2024$181,124$59,426▲ $5,015
2023$167,927$56,239—
2022$162,217$53,145—
2021$121,531$50,141—
2020$103,629$48,759—

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 5, 2026Price change$299,900−$10,100
  • May 8, 2026Listed$310,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $246/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10769 Alumni Way, Jacksonville, FL 32246Listed by EXP REALTY LLCOct 2026$285,000$2233/21,2761220.3
10444 Skycrest Drive N, Jacksonville, FL 32246Listed by HOME SOLD REALTY LLCAug 2026$240,000$1953/11,23120.3
10554 Dobell Road, Jacksonville, FL 32246Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$275,000$2314/21,189170.3
3483 Forest Boulevard, Jacksonville, FL 32246Listed by ASSIST2SELL FULL SERVICE REALTY LLC.Sep 2026$237,450$2733/1870230.6
4410 Dalry Drive, Jacksonville, FL 32246Listed by RIVERLANE MANAGEMENTAug 2026$145,000$953/21,532180.6
3823 Union Pacific Drive W, Jacksonville, FL 32246Listed by MOMENTUM REALTYAug 2026$345,000$2263/21,52450.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,900
Price / Sq Ft$246
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,218
Year Built1974
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address4020 Forest Boulevard, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionRoland Heights
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Parcel Number1461280020

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingOther

Interior

AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchRear Porch
ConstructionBrick, Stucco

Additional Information

Date ListedMay 8, 2026
Days on Market89
Listing TermsConventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EAGLES WORLD REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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