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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed Jul 27, 2026·41 days on market·Recent sales in Over 55 & Active Adult

7620 Paschal Street

Jacksonville, FL 32220

$329,888sold priceListed at $329,888 · 100% of asking$178/sqftMLS# 2144287
4
Beds
2
Baths
1,858
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOA0.86 acresSingle Family Residence1 storyNew construction

About this home

Jacksonville

Move-in ready! NEW CONSTRUCTION on a large lot on a dead end street with privacy and trees! Move in ready in less than 30 days! NO HOA - bring your boat, RV, and toys! Don't miss this opportunity in a growing area. This thoughtfully designed open floor plan offers approx. 1,858 sq ft with 4 bedrooms, 2 full baths, and an oversized 2-car garage -- all packed with upgrades at an exceptional value. Enjoy luxury vinyl plank flooring throughout -- NO CARPET! The gourmet kitchen showcases white shaker cabinetry with crown molding, stainless steel appliances, granite countertops, a large center island, and abundant cabinet space. TALL CEILINGS!! The spacious primary suite features tray ceilings, a large walk-in closet, and a spa-inspired bath with floor-to-ceiling tiled walk-in shower. Popular layout with a HUGE kitchen/living/dinning area and plenty of space for a nice size hall closet and more! Includes 1-year workmanship warranty and 10-year structural warranty.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,827
Property taxesest. at asking price, Duval County$539
Estimated total, before insurance$2,366/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$329,888
$65,978
Loan Term
Monthly Payment
$1,827
Principal & Interest: $1,827
Property taxes (est.): $539
Insurance (est.): $220
Estimated Total Monthly
$2,586
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,226 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $1,000 in October 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,052,810$407,021—
2025$23,790$23,790▼ $4,079
2024$931,938$394,843—
2024$185,792$185,792—
2023$884,958$381,886—
2023$130,815$39,012—
2022$803,144$369,307—
2022$38,760$35,466—
2021$575,586$357,094—
2021$38,760$32,242—
2020$573,075$351,473—
2020$38,760$29,311—

2025 property taxes (current owner): $422/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 5, 2026Closed$329,888
  • May 8, 2026Listed$329,888

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $178/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
778 Greeland Avenue, Jacksonville, FL 32221Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$399,999$2004/21,999100.4
717 Estates Cove Road, Jacksonville, FL 32221Listed by HERRON REAL ESTATE LLCSep 2026$305,000$1914/21,595680.7
758 Estates Cove Road, Jacksonville, FL 32221Listed by MCCABE REALTY INCSep 2026$262,000$1903/21,376800.8
1038 Hillock Drive E, Jacksonville, FL 32221Listed by THE WILKINS WAYSep 2026$195,000$1263/21,548100.8
7116 Natal Avenue, Jacksonville, FL 32254Listed by FREEDOM REALTY GROUP LLCSep 2026$72,500$334/22,20940.9
790 Hickory Hill Drive, Jacksonville, FL 32221Listed by MARK SPAIN REAL ESTATEAug 2026$257,301$1523/21,691270.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$329,888
Price / Sq Ft$178
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,858
Acres0.86 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction, Updated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesWest

School Information

ElementaryHighlands
MiddleOceanway
HighFirst Coast

Community Information

Address7620 Paschal Street, Jacksonville, FL 32220
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionGarden City
CityJacksonville
CountyDuval
StateFL
Zip Code32220
Lot Size37,461.6 sq ft
Parcel Number0061300000
ZoningResidential

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Attached, Garage, Garage Door Opener, On Street, RV Access/Parking
ViewTrees/Woods, Other

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Other
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared, Cul-De-Sac, Dead End Street
Patio / PorchFront Porch, Patio
RoofShingle
ConstructionComposition Siding, Frame, Stucco
Road SurfaceDirt

Additional Information

Date ListedMay 8, 2026
Days on Market41
Tax Amount$422.07
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: CRYSTAL CLEAR REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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