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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 24, 2026·63 days on market·Recent sales in Over 55 & Active Adult

9147 Gibson Avenue

Jacksonville, FL 32208

$60,000sold priceListed at $119,900 · 50% of asking$49/sqftMLS# 2144074
3
Beds
1
Baths
1,216
Sq Ft
1940
Built
—
Garage
No
Pool
FEMA Zone XNo HOA15,682 sqft lotSingle Family Residence1 story

About this home

Jacksonville

INVESTOR SPECIAL!!! This is a solid Fixer Upper with a New Roof. Metal Shed 12x12 remains. No value in wooden garage. Home has lap siding with T111 on enclosed front porch, original winows and off-grade. Home is on Well and Septic, but City water hook-up is available. Large Eat-in Kitchen has Laundry Nook inside. There is a paved driveway. Home has great possibilities for a Full Rehab! DO NOT MAKE OFFER WITHOUT VIEWING PROPERTY. CASH ONLY.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$332
Property taxesest. at asking price, Duval County$98
Estimated total, before insurance$430/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,909/yr · $159/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$60,000
$12,000
Loan Term
Monthly Payment
$332
Principal & Interest: $332
Property taxes (est.): $98
Insurance (est.): $40
Estimated Total Monthly
$470
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1940)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~934 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$87,411$85,151—
2024$77,534$77,410—
2023$80,520$70,373—
2022$68,460$63,976—
2021$58,160$58,160▲ $427
2020$55,944$55,944▲ $2,096

2025 property taxes (current owner): $1,909/yr

Estimated taxes if purchased at asking price: ~$1,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 24, 2026Closed$119,900
  • Aug 4, 2026Pending$119,900
  • Jul 27, 2026Active$119,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $152/sq ft; this home is listed at $99/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4663 Roanoke Boulevard, Jacksonville, FL 32208Listed by COLDWELL BANKER ANABASIS REALTYOct 2026$140,000$1523/29202040.5
4313 Harbor View Drive, Jacksonville, FL 32208Listed by JPAR CITY AND BEACHSep 2026$203,000$1623/21,250410.7
4934 Donnybrook Avenue, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$176,000$1243/21,4221640.7
4909 Fredericksburg Avenue, Jacksonville, FL 32208Listed by UNITED REAL ESTATE GALLERYAug 2026$155,000$1473/21,0573000.7
6949 Cavalier Road, Jacksonville, FL 32208Listed by REALHOME SERVICES AND SOLUTIONS INCSep 2026$54,220$423/1.51,281210.9
4751 Lincrest Drive N, Jacksonville, FL 32208Listed by JPAR CITY AND BEACHSep 2026$190,000$1713/21,112220.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$119,900
Price / Sq Ft$99
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,216
Total Structure Area1,216 sq ft
Acres0.36 acres
Year Built1940
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address9147 Gibson Avenue, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionEdmondsons Beverly
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size15,681.6 sq ft
Lot Dimensions75 X 200
Parcel Number0293640000
ZoningResidential

Amenities

Community FeaturesStreet Lights, Curbs
UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourceWell
ParkingOff Street
ViewTrees/Woods

Interior

Interior FeaturesEat-in Kitchen, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesElectric Oven
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionMany Trees
RoofShingle
ConstructionWood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 27, 2026
Days on Market63
Tax Amount$1,909.02
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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