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This home is in Jacksonville.

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Active

Active·8 days on market

3842 Beverly Avenue

Jacksonville, FL 32208

$48,900$71/sqftMLS# 2158074

Beds

Baths

692

Sq Ft

1958

Built

—

Garage

Pool

About this home

Jacksonville

INVESTOR SPECIAL! Incredible opportunity to add value with this property full of potential. Priced well below its estimated after-repair value (ARV), this home is ideal for investors, flippers, or buyers looking to build equity. Bring your vision and transform this property into something special. Don't miss this chance to capitalize on an exceptional investment opportunity before it's gone!

Cost to own

Mortgage calculator

Home Price

$48,900

Down Payment: 20%

$9,780

Interest Rate: 6.69%

Loan Term

Monthly Payment

$252

Principal & Interest: $252

Property taxes (est.): $80

Insurance (est.): $33

Estimated Total Monthly

$365

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,441/yr

Estimated taxes if purchased at asking price: ~$1,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 1958)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,383 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History