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Sold

Sold·Closed Aug 14, 2026·19 days on market

69 Wandering Creek Way

Palm Coast, FL 32164

$354,990sold priceListed at $354,990 · 100% of asking$162/sqftMLS# 2143609
4
Beds
3
Baths
2,193
Sq Ft
2026
Built
2
Garage
No
Pool
HOA $155/moSingle Family Residence1 storyNew construction

About this home

Palm Coast

Brand new, energy-efficient home available by Jun 2026! Are you ready to buy a home? The Orchid floorplan in Flagler Village, offers 4 bedrooms, 3 bathrooms and a 2-car garage. Configure the teen room at the front of the home to fit your family's needs. This community offers a variety of one-story and two-story, single-family homes with open-concept living spaces. Located just 15 minutes from Flagler Beach, residents can live the ideal coastal lifestyle while enjoying convenient access to everyday necessities at the Palm Coast Town Center. Community amenities include a cabana and resort-style pool with no CDD fees. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,966
HOAbilled monthly$155
Estimated total, before insurance$2,121/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$354,990
$70,998
Loan Term
Monthly Payment
$1,966
Principal & Interest: $1,966
Insurance (est.): $237
Estimated Total Monthly
$2,203
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,479 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 17, 2026Closed$354,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $162/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
76 Wandering Creek Way, Palm Coast, FL 32164Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$359,990$1644/32,193100
63 Wandering Creek Way, Palm Coast, FL 32164Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$336,990$1834/31,8421460
74 Wandering Creek Way, Palm Coast, FL 32164Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$358,990$1644/32,19300
65 Wandering Creek Way, Palm Coast, FL 32164Listed by MERITAGE HOMES OF FLORIDA REALTYJul 2026$354,990$1624/32,19380
67 Wandering Creek Way, Palm Coast, FL 32164Listed by MERITAGE HOMES OF FLORIDA REALTYJun 2026$334,990$1983/21,69500
94 Wandering Creek Way, Palm Coast, FL 32164Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$309,990$1934/21,607180.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$354,990
Price / Sq Ft$162
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,193
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address69 Wandering Creek Way, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionFlagler Village
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Parcel Number19-12-31-2676-00000-0530

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyAppliances, Construction, HVAC, Insulation, Lighting, Thermostat, Water Heater, Windows
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet
# of Stories1

Exterior

RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedJune 2, 2026
Days on Market19
HOA Fees$155 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MERITAGE HOMES OF FLORIDA REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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