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Sold

Sold·Closed Jun 1, 2026·0 days on market

2415 Old Pine Trail

Fleming Island, FL 32003

$300,000sold priceListed at $300,000 · 100% of asking$186/sqftMLS# 2142874
3
Beds
2.5
Baths
1,615
Sq Ft
2003
Built
1
Garage
No
Pool
HOA $180/mo3,485 sqft lotWaterfrontTownhouse2 stories

About this home

Fleming Island

Discover the perfect blend of luxury, convenience, and tranquility in this meticulously maintained townhome located in the highly sought-after Eagle Harbor community. Offering a true low-maintenance lifestyle, this home features a serene outdoor living space with paver patio and a cozy fire pit, all overlooking breathtaking, panoramic water views. Enjoy the privacy and comfort of the main primary bedroom on the ground floor. The living areas boast newer laminate wood plank flooring for a sleek, coastal feel. New carpeting has just been installed upstairs. The updated kitchen features stylish granite overlay countertops and newer appliances, ready for entertaining. Rest easy knowing the roof and exterior paint have been recently completed, enhancing both durability and curb appeal. Embrace the resort lifestyle with access to 3 community pools, a premier golf course, tennis courts, walking trails, and waterfront recreation. This is not just a home, but a lifestyle opportunity.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,662
Property taxesest. at asking price, Clay County$460
HOAbilled monthly$180
Estimated total, before insurance$2,301/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,783/yr · $399/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$300,000
$60,000
Loan Term
Monthly Payment
$1,662
Principal & Interest: $1,662
Property taxes (est.): $460
Insurance (est.): $200
Estimated Total Monthly
$2,321
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,643 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$254,274$184,140—
2024$234,055$178,103—
2023$226,314$171,314▼ $29,321
2022$226,558$197,551—
2021$179,592$179,592—
2020$172,885$172,885—

2025 property taxes (current owner): $4,783/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $224/sq ft; this home is listed at $186/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2367 Old Pine Trail, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$315,000$2353/21,34090.1
2400 Old Pine Trail, Fleming Island, FL 32003Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSApr 2026$305,000$1614/31,89410.1
2382 Old Pine Trail, Fleming Island, FL 32003Listed by FLATFLEE.COM INCMar 2026$255,000$2252/21,132210.1
1836 Winter Pines Court, Fleming Island, FL 32003Listed by WATSON REALTY CORPOct 2026$280,000$2093/21,340100.2
2309 Old Pine Trail, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$254,000$2242/21,13200.3
1705 Cross Pines Drive, Fleming Island, FL 32003Listed by UNITED REAL ESTATE GALLERYMay 2026$315,000$1664/31,894150.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$300,000
Price / Sq Ft$186
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,615
Total Structure Area1,991 sq ft
Acres0.08 acres
Year Built2003
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

ElementaryThunderbolt

Community Information

Address2415 Old Pine Trail, Fleming Island, FL 32003
Area124-Fleming Island-SW
SubdivisionPine Lake
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size3,484.8 sq ft
Parcel Number05052601422103970
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Golf Course, Park, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionFrame, Stucco

Additional Information

Date ListedMay 1, 2026
Days on Market0
HOA Fees$180 / Monthly
HOA FrequencyMonthly
HOA NamePine Lakes at Eagle Harbor
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Tax Amount$4,783.28
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Sold by: HERRON REAL ESTATE LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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