Sold·Closed Aug 4, 2026·67 days on market
1207 Camp Ridge Lane
Middleburg, FL 32068
About this home
Middleburg
Nestled in the family-friendly community of Pine Ridge, 1207 Camp Ridge is a beautifully maintained 4-bedroom, 2-bath home that blends comfort and curb appeal. Fresh exterior paint and luxury plank flooring throughout create a bright, move-in-ready atmosphere. The spacious two-car garage and thoughtful floor plan offer everyday convenience, while the screened lanai provides a peaceful place to relax and entertain. Step outside to a private view overlooking a serene pond, perfect for morning coffee or evening sunsets that paint the sky. Close to schools, parks, and neighborhood amenities, this home is ideal for families seeking a welcoming community and easy living. Don't miss the chance to make memories here.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2013)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,796 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $282,473 | $108,363 | — |
| 2024 | $293,371 | $103,052 | — |
| 2023 | $296,376 | $96,993 | — |
| 2022 | $253,839 | $95,610 | — |
| 2021 | $190,399 | $89,899 | — |
| 2020 | $184,108 | $184,108 | — |
2025 property taxes (current owner): $4,903/yr
Estimated taxes if purchased at asking price: ~$5,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 4, 2026Closed$325,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $181/sq ft; this home is listed at $171/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1513 Lantern Light Trail, Middleburg, FL 32068Listed by MOMENTUM REALTY | Jul 2026 | $290,000 | $198 | 3/2 | 1,462 | 14 | 0.3 |
| 1721 Foggy Day Drive, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $365,000 | $168 | 5/3 | 2,173 | 69 | 0.4 |
| 1095 Persimmon Drive, Middleburg, FL 32068Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $320,000 | $169 | 4/2 | 1,899 | 15 | 0.7 |
| 4630 Pine Ridge Parkway, Middleburg, FL 32068Listed by MARK SPAIN REAL ESTATE | Aug 2026 | $300,000 | $191 | 3/2 | 1,568 | 9 | 0.9 |
| 4235 Sandhill Crane Terrace, Middleburg, FL 32068Listed by HAMILTON HOUSE REAL ESTATE GROUP, LLC | Jul 2026 | $288,000 | $164 | 4/2 | 1,754 | 116 | 0.9 |
| 3971 White Pelican Way, Middleburg, FL 32068Listed by NAVY TO NAVY HOMES LLC | Sep 2026 | $330,000 | $181 | 4/2 | 1,822 | 94 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS ST JOHNS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Pine Ridge
For Sale4838 Creek Bluff LaneMiddleburg, FL 32068
4 bd · 2 ba · 1,901 sq ft
$325,000Est. $1,730/mo*All are welcome to our open house this Friday 9/25 between 5-7pm* Introducing this just listed 4 bedroom, 2 bathroom…
Listing Office: united real estate gallery
For Sale1124 Persimmon DriveMiddleburg, FL 32068
3 bd · 2 ba · 1,867 sq ft
$324,900Est. $1,729/moWelcome to the upgraded home you've been waiting for! Own complete luxury with this stunning 2019 former model home,…
Listing Office: united real estate gallery
Pending1078 Persimmon DriveMiddleburg, FL 32068
4 bd · 2 ba · 1,824 sq ft
$329,900Est. $1,756/moLight, modern finishes and neutral tones flow throughout this beautifully maintained home. Just minutes from First…
Listing Office: savvy avenue, llc.
For Sale1676 Night Owl TrailMiddleburg, FL 32068
3 bd · 2 ba · 1,527 sq ft
$299,000Est. $1,591/moPine Ridge: 3 bedrooms, 2 baths, open floor plan, fenced yard, 2-car garage, newer roof and $5,000 seller credit toward…
Listing Office: coldwell banker vanguard realty
Keep looking
Similar homes in Middleburg
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines