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550 CEDAR CREEK Road 2, Palatka, FL 32177

$375,000
MLS# 2142497
2
Bedrooms
2
Bathrooms
1,233
Sq Ft
1978
Year Built

About This Home — 550 CEDAR CREEK Road 2

Investor opportunity on the St. Johns River. Situated on 1.65 acres, this property offers direct river frontage with a dock and boat lift, along with electric and water already in place at the dock. Located approximately 20 minutes to Palatka and about 35 minutes to Green Cove Springs, this setting provides a balance of privacy and accessibility. Spend hot summer days on the water--boating, fishing, or simply enjoying the breeze--with numerous waterfront restaurants accessible by boat nearby. The property includes two structures. The front home is in disrepair as the prior owner did not complete renovations. The primary residence is a concrete block home built in 1978, offering 2 bedrooms, 2 bathrooms, and approximately 1,233 square feet. The home will require renovation and is being sold in its current condition. There are two artesian wells and two septic systems on site, providing flexibility for future use. Being sold AS IS. No repairs will be made. Cash buyers only.

Features

Price$375,000
Price / Sq Ft$304
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,233
Acres1.65 acres
Year Built1978
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes

Community Information

Address550 CEDAR CREEK Road 2, Palatka, FL 32177
Area563-East Bostwick/Bridgeport/Cedar Creek
SubdivisionMetes & Bounds
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size71,874 sq ft
Parcel Number230827362000000100

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingOther
ViewRiver
Waterfront TypeRiver Access, River Front

Interior

Interior FeaturesOther
AppliancesOther
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories1

Additional Information

Date ListedApril 29, 2026
Days on Market31
Tax Amount$4,480.27
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$375,000
$75,000
Loan Term
Monthly Payment
$1,996
Principal & Interest: $1,996
Est. Taxes & Insurance: $499
Estimated Total Monthly
$2,495
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: GREAT EXPECTATIONS REALTYAmanda Arnett Edwards · a.arnett.edwards@gmail.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida