Sold·Closed Jun 8, 2026·24 days on market
3481 Americana Drive
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Over $50,000 in upgrades included at no additional cost to the buyer. Located in Hyland Trail, a growing community with exciting amenities underway and anticipated to be completed by year-end, including a clubhouse, pool, children's pool, fitness center, pickleball and tennis courts, playground, and dog park. This Heston floor plan offers an open layout with upgraded finishes throughout. The gourmet kitchen features quartz countertops and stainless appliances. Luxury vinyl plank runs through the main living areas, with tile showers and updated fixtures in the bathrooms. Additional features include LED lighting, pendant prewire, upgraded hardware, and a Smart Home package with Ring doorbell and Honeywell thermostat. Move-in ready with blinds, refrigerator, washer, and dryer included. Full new home 10yr warranty with purchase
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $10,729,500 in February 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $65,000 | $65,000 | — |
| 2024 | $65,000 | $65,000 | — |
Estimated taxes if purchased at asking price: ~$6,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $206/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3465 Americana Drive, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $349,490 | $204 | 3/2 | 1,710 | 168 | 0 |
| 3322 Willowleaf Lane, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $431,990 | $195 | 4/2 | 2,213 | 128 | 0 |
| 3208 Saffron Court, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $429,990 | $194 | 4/2 | 2,213 | 15 | 0.1 |
| 3242 Pipers Way, Green Cove Springs, FL 32043Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Sep 2026 | $342,500 | $193 | 4/2 | 1,775 | 150 | 0.2 |
| 3616 Americana Drive, Green Cove Springs, FL 32043Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Sep 2026 | $400,000 | $186 | 4/3 | 2,153 | 62 | 0.3 |
| 3229 Crocus Lane, Green Cove Springs, FL 32043Listed by MARK SPAIN REAL ESTATE | Oct 2026 | $395,000 | $182 | 4/2 | 2,173 | 35 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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