Sold·Closed Jun 18, 2026·25 days on market
538 Boykins Lane
Baldwin, FL 32234
About this home
Baldwin
*** Highest & Best Hold Period active - expires 05/08/2026 02:00 PM EST. *** A move-in ready concrete block gem in Baldwin! This corner lot home is cozy and full of charm. This 3 bed/1 bath home features a split-bed plan with vinyl flooring, carpet in all 3 bedrooms, walk-in closet(s), an indoor laundry area, tankless water heater, and a long covered front porch --A bonus: No HOA or CDD here! What a great template for a 1st time home buyer! This property is priced to sell. Schedule your showing today. ~ This property may qualify for Seller Financing (Vendee).
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1986)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,658 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $182,000 in April 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $152,159 | $152,159 | — |
| 2024 | $142,193 | $142,193 | ▲ $11,586 |
| 2023 | $86,198 | $62,058 | — |
| 2022 | $56,417 | $56,417 | — |
| 2021 | $45,648 | $40,373 | — |
| 2020 | $36,703 | $36,703 | ▲ $942 |
2025 property taxes (current owner): $2,886/yr
Estimated taxes if purchased at asking price: ~$2,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $91/sq ft; this home is listed at $124/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 231 3rd (Includes Adjacent Lot) Street W, Baldwin, FL 32234Listed by EXP REALTY LLC | May 2026 | $265,000 | $215 | 2/2 | 1,230 | 295 | 0.9 |
| 820 Lafayette Street, Baldwin, FL 32234Listed by LPT REALTY LLC | May 2026 | $70,000 | $78 | 3/1.5 | 896 | 2 | 1.3 |
| 16517 Village Green Drive N, Jacksonville, FL 32234Listed by COLDWELL BANKER VANGUARD REALTY | Mar 2026 | $80,000 | $75 | 3/2 | 1,064 | 1 | 1.6 |
| 16512 Village Green Drive N, Jacksonville, FL 32234Listed by UNITED REAL ESTATE GALLERY | Dec 2025 | $104,000 | $91 | 3/2 | 1,144 | 55 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: TOP SOURCE REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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