Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a waterfront home in St. Johns County.

No photos available

This listing has no photos yet

Sold

Sold·Closed May 18, 2026·9 days on market·Recent sales in St. Augustine

265 Atlantis Circle 102

St. Augustine, FL 32080

$515,000sold priceListed at $525,000 · 98.1% of asking$374/sqftMLS# 2139027
3
Beds
2
Baths
1,377
Sq Ft
2003
Built
—
Garage
No
Pool
HOA $722/moWaterfrontCondominium1 story

About this home

St. Augustine

Welcome to 265 Atlantis Circle, Unit 102 in Seaside at Anastasia, a beautifully remodeled and fully furnished 3-bedroom, 2-bath condo offering 1,377 square feet of coastal living just walking distance to St. Augustine Beach and a short drive to historic downtown St. Augustine. This thoughtfully updated unit features luxury vinyl plank flooring throughout and a spacious kitchen with granite countertops and beautiful cabinetry, perfect for everyday living or entertaining. The primary suite offers a walk-in shower with rain showerhead and lighted vanity mirrors, creating a spa-like retreat, while the guest bath includes a standard tub.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,853
Property taxesest. at asking price, St. Johns County$685
HOAbilled monthly$722
Estimated total, before insurance$4,260/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,565/yr · $547/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$515,000
$103,000
Loan Term
Monthly Payment
$2,853
Principal & Interest: $2,853
Property taxes (est.): $685
Insurance (est.): $343
Estimated Total Monthly
$3,881
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,793 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,565/yr

Estimated taxes if purchased at asking price: ~$8,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $352/sq ft; this home is listed at $381/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
275 Atlantis Circle 203, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATEDec 2025$525,000$3633/21,448900
210 16th Street G, St. Augustine, FL 32080Listed by LOWEST FEE REALTY LLCAug 2026$313,000$3032/21,033290.1
225 Atlantis Circle 101, St. Augustine Beach, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTYMay 2026$515,000$3523/21,464720.1
200 16th Street 103A, St. Augustine Beach, FL 32080Listed by EXP REALTY LLCOct 2025$358,000$2972/21,205290.1
285 Atlantis Circle 205, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEOct 2025$510,000$3703/21,377650.1
204 16th Street F, St. Augustine, FL 32080Listed by COLDWELL BANKER VANGUARD REALTYOct 2025$320,000$2972/21,076200.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$525,000
Price / Sq Ft$381
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,377
Year Built2003
TypeResidential
Sub-TypeCondominium
StyleFlat, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address265 Atlantis Circle 102, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionSeaside At Anastasia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1630525102
ZoningResidential

Amenities

AmenitiesPool, Beach Access, Clubhouse, Fitness Center, Gated
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Community Structure, Guest
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate

Exterior

Patio / PorchRear Porch, Screened
RoofMetal
ConstructionBrick, Concrete, Frame
Road SurfacePaved

Additional Information

Date ListedApril 8, 2026
Days on Market9
HOA Fees$722 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV, Maintenance Grounds, Trash, Water
Tax Amount$6,564.78
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE NEWCOMER GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines