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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 8, 2026·27 days on market

1473 Water Pipit Lane

Fleming Island, FL 32003

$480,000sold priceListed at $470,000 · 102.1% of asking$223/sqftMLS# 2138913
4
Beds
2
Baths
2,156
Sq Ft
1995
Built
2
Garage
No
Pool
HOA $200/mo8,712 sqft lotSingle Family Residence1 story

About this home

Fleming Island

Pace Island • manned gated community • waterfront • fenced backyard • remodeled primary bath • move-in ready. Set in Pace Island, Fleming Island's only manned gated community, 1473 Water Pipit Ln offers 4 bedrooms, 2 baths, and 2,156 sq ft with a fenced backyard and waterfront setting. Move-in ready and designed for everyday living and entertaining, the layout includes a formal dining room, open living area with built-in shelving, fireplace, and a picture window overlooking the water. The updated kitchen features refreshed cabinetry, granite countertops, stainless appliances, breakfast bar seating, and a built-in wine rack. Recent improvements include new windows, new garage door, new French doors, new flooring throughout, plantation shutters, an updated guest bath, and a new hot water heater. The primary suite stands out with a fully remodeled bath featuring floor-to-ceiling marble tile, dual vanities, a freestanding soaking tub, and a glass-enclosed shower. Outside, enjoy a paver

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,659
Property taxesest. at asking price, Clay County$736
HOAbilled monthly$200
Estimated total, before insurance$3,594/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,923/yr · $244/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$480,000
$96,000
Loan Term
Monthly Payment
$2,659
Principal & Interest: $2,659
Property taxes (est.): $736
Insurance (est.): $320
Estimated Total Monthly
$3,714
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,706 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$362,789$157,619—
2024$358,316$152,470—
2023$357,417$146,573—
2022$302,885$140,848—
2021$253,451$135,290—
2020$245,939$132,732—

2025 property taxes (current owner): $2,923/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $218/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1535 Blue Heron Court, Fleming Island, FL 32003Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$420,000$2273/21,849120.1
1573 Chain Fern Way, Fleming Island, FL 32003Listed by WHOLESALE REALTY LLCAug 2026$575,000$2544/32,264280.4
1537 Maple Leaf Lane, Fleming Island, FL 32003Listed by DAVIDSON REALTY, INC.Aug 2026$474,000$2084/32,28230.6
1522 Quail Wood Court, Fleming Island, FL 32003Listed by KALLAM REALTY GROUP PLLCSep 2026$391,000$1973/21,988780.7
1908 Fox Glove Lane, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$635,000$2554/32,489790.7
1428 Green Turtle Court, Fleming Island, FL 32003Listed by WATSON REALTY CORPJul 2026$405,000$1954/22,079120.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$470,000
Price / Sq Ft$218
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,156
Acres0.20 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryPaterson
MiddleGreen Cove Springs

Community Information

Address1473 Water Pipit Lane, Fleming Island, FL 32003
Area122-Fleming Island-NW
SubdivisionPace Island
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size8,712 sq ft
Parcel Number28042601319600804

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Clubhouse, Gated, Jogging Path, Pickleball, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewPond, Water

Interior

Interior FeaturesEat-in Kitchen, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecurityGated with Guard, Security Gate

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle

Additional Information

Date ListedMay 7, 2026
Days on Market27
HOA Fees$200 / Monthly
HOA FrequencyMonthly
Tax Amount$2,923.38
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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