Sold·Closed Jul 22, 2026·12 days on market
1428 Green Turtle Court
Fleming Island, FL 32003
About this home
Fleming Island
Nestled on a quiet cul-de-sac in the highly sought-after Watercrest subdivision of Eagle Harbor, this meticulously maintained stucco home offers the perfect blend of comfort, style, and convenience. Boasting 2,079 square feet, this residence features 3 spacious bedrooms, 2 bathrooms, and a versatile flex 4th room that can easily serve as a home office, playroom, or optional fourth bedroom to suit your needs. From the moment you arrive, you'll appreciate the home's exceptional curb appeal, highlighted by mature landscaping and a desirable courtyard-entry two-car garage. Major updates include a roof (2012), HVAC system (2012), and water heater (2016), providing added peace of mind. Inside, the home shines with luxury vinyl plank flooring throughout, plantation shutters, fresh interior & Exterior paint, and a thoughtfully updated kitchen featuring quartz countertops, newer stainless steel appliances, and ample workspace for cooking and entertaining.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — 2012 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,704 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $351,744 | $131,811 | — |
| 2024 | $347,213 | $127,389 | — |
| 2023 | $340,655 | $122,223 | — |
| 2022 | $294,268 | $117,207 | — |
| 2021 | $229,402 | $112,337 | — |
| 2020 | $211,710 | $110,096 | — |
2025 property taxes (current owner): $3,282/yr
Estimated taxes if purchased at asking price: ~$7,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 23, 2026Closed$449,900
- Jun 14, 2026Listed$449,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $254/sq ft; this home is listed at $216/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1522 Quail Wood Court, Fleming Island, FL 32003Listed by KALLAM REALTY GROUP PLLC | Sep 2026 | $391,000 | $197 | 3/2 | 1,988 | 78 | 0.1 |
| 2091 Water Crest Drive, Fleming Island, FL 32003Listed by MAXREV, LLC | Sep 2026 | $510,000 | $228 | 4/2 | 2,235 | 7 | 0.2 |
| 1703 Hunters Ridge Road, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLC | Aug 2026 | $555,000 | $275 | 4/2.5 | 2,019 | 2 | 0.3 |
| 1908 Fox Glove Lane, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $635,000 | $255 | 4/3 | 2,489 | 79 | 0.3 |
| 1573 Chain Fern Way, Fleming Island, FL 32003Listed by WHOLESALE REALTY LLC | Aug 2026 | $575,000 | $254 | 4/3 | 2,264 | 28 | 0.5 |
| 1535 Blue Heron Court, Fleming Island, FL 32003Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $420,000 | $227 | 3/2 | 1,849 | 12 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines