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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Atlantic Coast High School.

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Sold

Sold·Closed Jun 18, 2026·14 days on market·Recent sales in Jacksonville

12184 Calais Street

Jacksonville, FL 32224

$325,000sold priceListed at $339,000 · 95.9% of asking$221/sqftMLS# 2138551
3
Beds
2
Baths
1,470
Sq Ft
2020
Built
2
Garage
No
Pool
No HOA6,534 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Rare opportunity to own a 2020-built gem in the heart of Jacksonville for under $350k! This pristine 3-bedroom, 2-bathroom home in Sans Pareil offers the modern lifestyle you crave with almost zero maintenance. The interior shines with granite countertops, stainless steel appliances, and a split floor plan, while the fenced backyard provides total privacy. What truly sets this property apart is the financial freedom: No HOA or CDD fees. In this area of town, that is incredibly rare and saves you thousands of dollars annually. You are perfectly positioned just 10 minutes from the St. Johns Town Center and UNF, and only 15 minutes from the beaches and coastal dining. With easy access to the I-295 Beltway, your commute is a breeze. This combination of location, newer construction, and zero fees is unbeatable at this price point. Schedule your private showing today before it's gone!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,800
Property taxesest. at asking price, Duval County$531
Estimated total, before insurance$2,331/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,520/yr · $460/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$325,000
$65,000
Loan Term
Monthly Payment
$1,800
Principal & Interest: $1,800
Property taxes (est.): $531
Insurance (est.): $217
Estimated Total Monthly
$2,548
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,302 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$289,490$289,490—
2024$270,629$270,629—
2023$276,961$276,961—
2022$267,745$267,745—

2025 property taxes (current owner): $5,520/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $242/sq ft; this home is listed at $231/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12221 Pheon Street, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$299,000$2293/21,308130.2
12178 Kimmel Court, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLCOct 2026$377,500$2103/21,798770.4
12253 Antoni Court, Jacksonville, FL 32224Listed by 1 REALTY CORPOct 2026$400,000$2243/21,78350.4
12026 Provence Street, Jacksonville, FL 32224Listed by LOKATIONSep 2026$371,000$2423/21,53440.4
12561 Bent Bay Trail, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$470,470$2544/21,855130.5
12606 Ashglen Drive S, Jacksonville, FL 32224Listed by COASTAL HOMES AND LAND LLCSep 2026$417,900$2584/21,618170.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$339,000
Price / Sq Ft$231
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,470
Total Structure Area1,932 sq ft
Acres0.15 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

Community Information

Address12184 Calais Street, Jacksonville, FL 32224
Area023-Southside-East Of Southside Blvd
SubdivisionSans Pareil
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size6,534 sq ft
Parcel Number1658760005
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPrivate Sewer
Water SourceWell
ParkingGarage, Off Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingHeat Pump
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchPatio
FencingBack Yard
RoofShingle
ConstructionFiber Cement
Road SurfaceDirt
Road FrontageUnimproved

Additional Information

Date ListedApril 6, 2026
Days on Market14
Tax Amount$5,519.9
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PURSUIT REAL ESTATE, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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