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Pending

Pending·104 days on market

9910 W State Road 100

Starke, FL 32091

$449,900$321/sqftEst. $2,395/moMLS# 2138147

Beds

Baths

1,400

Sq Ft

2020

Built

Garage

Yes

Pool

About this home

Starke

If you've been dreaming of a property where wildlife is part of everyday life this one is a must see.Nestled on 7.27 picturesque acres, this private retreat offers a front row seat to nature, with deer, turkey, & other native wildlife frequently roaming the property. Whether you're an avid hunter, outdoor enthusiast, or simply someone who enjoys peaceful country living, you'll appreciate the opportunity to enjoy the outdoors right from your own backyard.At the heart of the property sits a beautifully crafted 3bd, 2ba custom home designed for both comfort and entertaining.Step inside to an open concept layout featuring soaring vaulted ceilings and an abundance of natural light that creates a bright and welcoming atmosphere throughout.The spacious living, dining, and kitchen areas flow seamlessly together, making everyday living easy and gatherings effortless.After a day outdoors, relax by the stunning in-ground saltwater pool or unwind on the back deck overlooking the expansive acreage.

Cost to own

Mortgage calculator

Home Price

$449,900

Down Payment: 20%

$89,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,273

Principal & Interest: $2,273

Est. Taxes & Insurance: $568

Estimated Total Monthly

$2,841

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,395

Estimated total, before insurance$2,395/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,718 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.