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Sold

$527,990Sold5 bd · 4 ba · 3,285 sq ft

Sold·Closed Oct 30, 2026·194 days on market

3229 Willowleaf Lane

Green Cove Springs, FL 32043

$527,990sold priceListed at $527,990 · 100% of asking$161/sqftMLS# 2138129
5
Beds
4
Baths
3,285
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $13/mo8,276 sqft lotSingle Family Residence2 storiesNew construction

About this home

Green Cove Springs

Sample Image !!!This Boca II- D plan boasts 3,285 sq ft with 5 Beds, 4 Baths, with a 3 car garage. The spacious primary bedroom offers a serene retreat, complete with a large, well-appointed bathroom for ultimate comfort with a large,tiled walk-in shower, deep soaking tub, as well as an oversized walk-in closet. The layout flows seamlessly from study in the front of the home, the formal dining room to the roomy gourmet kitchen equipped with a walk-in pantry to the inviting living spaces. Interior finishes such as upgraded 42'' cabinets, Quartz counters in kitchen, quartz counters in baths, and upgraded wood-look laminate in the main areas! Amazing neutral pallet to for your dream space and on a lovely large preserve homesite.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,879
Property taxesest. at asking price, Clay County$809
HOAbilled annually$13
Estimated total, before insurance$3,700/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,247/yr · $437/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$65,000$65,000—
2024$65,000$65,000—

2025 property taxes (current owner): $5,247/yr

Estimated taxes if purchased at asking price: ~$9,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 30, 2026Closed$527,990
  • Oct 13, 2026Pending$527,990
  • Oct 9, 2026Price change$527,990−$7,000
  • Oct 4, 2026Price change$534,990−$20,000
  • Apr 2, 2026Listed$554,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $181/sq ft; this home is listed at $161/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3217 Willowleaf Lane, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$449,990$1814/32,493610
3457 Americana Drive, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$454,970$1545/3.52,961550.1
3581 Zydeco Loop, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$500,000$2014/32,4931900.1
3610 Zydeco Loop, Green Cove Springs, FL 32043Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Aug 2026$454,000$1753/2.52,600990.1
3315 Harvesters Court, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$535,000$1864/42,8811330.1
3439 Americana Drive, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$429,990$1454/3.52,956670.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$527,990
Price / Sq Ft$161
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,285
Total Structure Area4,100 sq ft
Acres0.19 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryLake Asbury
MiddleLake Asbury
HighClay

Community Information

Address3229 Willowleaf Lane, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionHyland Trail
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size8,276.4 sq ft
Parcel Number15052500933800685
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Dog Park, Jogging Path, Park, Playground
UtilitiesCable Available, Electricity Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 2, 2026
Days on Market194
HOA Fees$150 / Annually
HOA FrequencyAnnually
Tax Amount$5,246.64
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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