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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·17 days on market

38 Slumber Meadow Trail

Palm Coast, FL 32164

$489,900$251/sqftEst. $2,692/mo mortgageMLS# 2137430
4
Beds
4
Baths
1,954
Sq Ft
—
Built
1
Garage
No
Pool
FEMA Zone XNo HOA11,326 sqft lotDuplexNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

**Excellent Investment Opportunity - Fully Leased Duplex!** Don't miss your chance to own this income-producing duplex with both units currently leased! Each spacious unit offers 2 bedrooms, 2 bathrooms, an open-concept living area, and a modern kitchen featuring white cabinetry, sleek countertops, stainless steel appliances, and a center island. Luxury vinyl plank flooring, neutral finishes, and abundant natural light add to the home's appeal. Each unit also includes an attached one-car garage, private driveway, and backyard access. **Both units are tenant-occupied**, with one lease secured through August 2027 and the other through October 2027, offering investors immediate rental income and established tenancy. Whether you're expanding your portfolio or purchasing your first investment property, this duplex is an opportunity you won't want to miss!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,692
Estimated total, before insurance$2,692/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$871/yr · $73/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$489,900
$97,980
Loan Term
Monthly Payment
$2,692
Principal & Interest: $2,692
Insurance (est.): $327
Estimated Total Monthly
$3,019
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,603 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $871/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 9, 2026Active$489,900
  • Oct 4, 2026Withdrawn$489,900
  • Mar 30, 2026Listed$489,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $246/sq ft; this home is listed at $251/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8 Unique Court, Palm Coast, FL 32164Listed by SUNCOAST PROPERTY MANAGEMENT LLCDec 2025$480,000$2464/41,9541341.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$489,900
Price / Sq Ft$251
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage1,954
Acres0.26 acres
TypeResidential Income
Sub-TypeDuplex
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

This listingNo schools reported in the MLS
ElementaryBunnell, reported on 16 other Palm Coast listings
MiddleBuddy Taylor, reported on 16 other Palm Coast listings
HighFlagler Palm Coast, reported on 16 other Palm Coast listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address38 Slumber Meadow Trail, Palm Coast, FL 32164
Area603-Flagler County-South Central
SubdivisionPalm Coast
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size11,325.6 sq ft
Parcel Number0711317060000500070

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
ParkingGarage

Interior

AppliancesDishwasher, Electric Range
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
LevelsOne

Exterior

Lot DescriptionCleared

Additional Information

Date ListedOctober 9, 2026
Days on Market17
Tax Amount$870.7
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
New ConstructionYes

Listing Courtesy of: SUNCOAST PROPERTY MANAGEMENT LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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