Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

Photo 1 / 32
Active

Active·186 days on market

6116 Sudbury Avenue S

Jacksonville, FL 32210

$249,900$198/sqftEst. $1,334/moMLS# 2136198
3
Beds
1.5
Baths
1,264
Sq Ft
1955
Built
1
Garage
Yes
Pool
FEMA Zone XNo HOA9,148 sqft lotSingle Family Residence1 story

About this home

Jacksonville

**UPDATED**POOL HOME**GREAT LOCATION** Welcome to this charming concrete block home that has been impeccably maintained! This property offers total peace of mind with a NEWER ROOF (2021), NEWER AC (2021), and a NEW SEPTIC/SEWER HOOKUP. The kitchen boasts NEW STAINLESS STEEL APPLIANCES and beautiful wooden cabinetry, making it as functional as it is stylish. The true highlight of the home is the outdoor oasis, featuring a LARGE IN GROUND POOL with an one year pool pump. Relax in the shade of your private CABANA, complete with electricity, a bar, and room for a sitting area--the perfect spot to enjoy a cool drink after a swim. The NEWLY FENCED BACKYARD provides privacy in a quiet neighborhood near the highly sought after areas of Murray Hill and Riverside. With Blanding Blvd nearby, commuting is a breeze. Plus, you are just 11 mins from NAS Jax Base! Don't miss out!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,334
Property taxesest. at asking price, Duval County$408
Estimated total, before insurance$1,742/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,898/yr · $158/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$249,900
$49,980
Loan Term
Monthly Payment
$1,334
Principal & Interest: $1,334
Property taxes (est.): $408
Insurance (est.): $167
Estimated Total Monthly
$1,909
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,352 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard and pool on the south side. Today at this address: sunrise 7:17 AM, sunset 7:19 PM.

  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$203,968$76,161—
2024$199,805$73,308▼ $680
2023$203,450$69,717▲ $37,494
2022$158,720$66,231▲ $6,043
2021$97,419$97,419▲ $3,171
2020$91,825$25,000—

2025 property taxes (current owner): $1,898/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 5, 2026Active$249,900
  • Jul 31, 2026Active Under Contract$249,900
  • Mar 23, 2026Listed$249,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$249,900
Price / Sq Ft$198
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,264
Acres0.21 acres
Year Built1955
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryHidden Oaks
MiddleWestside
HighEdward White

Community Information

Address6116 Sudbury Avenue S, Jacksonville, FL 32210
Area054-Cedar Hills
SubdivisionCedar Hill
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size9,147.6 sq ft
Lot Dimensions78 X 106
Parcel Number1049940000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Off Street, Other
ViewPool

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch
FencingFenced, Back Yard
RoofShingle
ConstructionBlock, Concrete
Road SurfaceAsphalt

Additional Information

Date ListedMarch 23, 2026
Days on Market135
Tax Amount$1,898.35
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines