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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

$665,000Sold4 bd · 3 ba · 2,272 sq ft

Sold·Closed Oct 14, 2026·6 days on market

13607 County Road 124

Sanderson, FL 32087

$665,000sold priceListed at $665,000 · 100% of asking$293/sqftMLS# 2163684
4
Beds
3
Baths
2,272
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOA10.02 acresSingle Family Residence1 storyNew construction

About this home

Sanderson

Don't miss this opportunity own your dream home on a generous lot with room to grow! Nestled on a 10 acre lot, this property offers 4 bedrooms, 3 bathrooms, an office and a 2-car garage, providing ample space for your family and lifestyle. In addition to the primary bathroom, there is an additional bedroom with an ensuite bath. The kitchen features 42'' cabinetry with soft-close drawers, quartz countertops, and an unforgetable walk-in pantry with built in shelves. Enjoy the benefits of a split floorplan and modern finishes. With no HOA or CDD you have the freedom to make this property truly your own.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,626
Estimated total, before insurance$3,626/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Read at the listing’s map pin. On a lot this size the zone can change across the property, and the pin may not be where the house stands.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,118 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$91,200$54,780—
2024$96,000$49,800—
2023$76,800$45,273—
2022$56,448$41,157—
2021$38,400$37,415—
2020$38,400$34,014—

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 14, 2026Closed$665,000
  • Sep 5, 2026Listed$665,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $242/sq ft; this home is listed at $293/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13709 Katie Johnson Lane, Sanderson, FL 32087Listed by REMI REALTY, LLCJun 2026$289,000$1373/22,108230.3
13737 Cedar Creek Drive, Sanderson, FL 32087Listed by FORWARD REAL ESTATE INVESTMENT GROUP LLCJul 2025$375,000$1873/22,001300.6
13911 Cedar Creek Drive, Sanderson, FL 32087Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$510,000$2074/2.52,460161
11722 Fred Harvey Road, Sanderson, FL 32087Listed by REMI REALTY, LLCJul 2025$450,000$2423/21,8631062
11066 Cowpen Road, Sanderson, FL 32087Listed by RIVER CITY RENTALS AND REALTYSep 2026$675,000$2974/32,272892.2
11529 Cowpen Road, Sanderson, FL 32087Listed by DUAL STATE REAL ESTATE INCDec 2025$529,000$2843/21,860372.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$665,000
Price / Sq Ft$293
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,272
Acres10.02 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

MiddleBaker County
HighBaker County

Community Information

Address13607 County Road 124, Sanderson, FL 32087
Area502-Baker County-NW
SubdivisionCedar Hill
CitySanderson
CountyBaker
StateFL
Zip Code32087
Lot Size436,471.2 sq ft
Parcel Number231N23034D00450000

Amenities

UtilitiesOther
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 5, 2026
Days on Market6
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: RIVER CITY RENTALS AND REALTY

Sold by: Non-MLS or Out of Area (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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