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Active

Active·20 days on market

13575 County Road 124

Sanderson, FL 32009

$725,000$313/sqftEst. $3,870/moMLS# 2163688
4
Beds
3
Baths
2,315
Sq Ft
2026
Built
3
Garage
No
Pool
FEMA Zone XNo HOA10.02 acresSingle Family Residence1 storyNew construction

About this home

Sanderson

Don't miss your opportunity to own this new construction home, perfectly situated on 10 acres. Designed for both comfort and functionality, this home features a 3-car garage with front and rear entry, offering nearly 600 square feet of garage space, perfect for lawn equipment or extra storage. Step inside to a thoughtfully designed floor plan featuring vaulted ceilings throughout the main living space. The home offers 4 bedrooms, 3 bathrooms, and an office. The gourmet kitchen is a true showstopper, boasting 42'' soft-close shaker cabinets, quartz countertops, and an unforgettable walk-in pantry. Additional highlights include a laundry room with utility sink. Relax on the oversized front and rear porches. The primary suite features a spa-like bath with a walk-in shower and dual vanities. A private guest suite with an ensuite bath makes this home perfect for multigenerational living or visiting guests.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$3,870
Estimated total, before insurance$3,870/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$725,000
$145,000
Loan Term
Monthly Payment
$3,870
Principal & Interest: $3,870
Insurance (est.): $483
Estimated Total Monthly
$4,354
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,118 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 5, 2026Listed$725,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$725,000
Price / Sq Ft$313
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,315
Acres10.02 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

MiddleBaker County
HighBaker County

Community Information

Address13575 County Road 124, Sanderson, FL 32009
Area502-Baker County-NW
SubdivisionCedar Hill
CitySanderson
CountyBaker
StateFL
Zip Code32009
Lot Size436,471.2 sq ft
Parcel Number242S20025900000020

Amenities

UtilitiesOther
Water SourceWell
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 5, 2026
Days on Market0
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: RIVER CITY RENTALS AND REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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