Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Brookside Preserve, St. Johns — a gated community home in St. Johns County.

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Active

Active·134 days on market·Brookside Preserve

358 Rambling Brook Trail

St. Johns, FL 32259

$555,000$232/sqftEst. $2,830/moMLS# 2136152

Beds

Baths

2,395

Sq Ft

2023

Built

Garage

Pool

About this home

Brookside Preserve

PRICE IMPROVEMENT! Seller is highly motivated and offering $5,000 toward the buyer's closing costs! Welcome to this beautifully maintained 5-bedroom, 3-bath home in the sought-after Brookside community of St. Johns County. Featuring an open, functional floor plan, a gourmet-style kitchen, and peaceful pond views, this home is perfect for entertaining and everyday living. Enjoy a friendly neighborhood with top-rated St. Johns County schools, parks, and walking access to the Gourd Island Conservation Preserve. Conveniently located near CR-210 and I-95, you're just 30 minutes to Historic St. Augustine, 30-35 minutes to Downtown Jacksonville, 20 minutes to Mandarin, and 35-45 minutes to the beaches. Close to major hospitals, shopping, and dining. Don't miss this exceptional opportunity!

Cost to own

Mortgage calculator

Home Price

$555,000

Down Payment: 20%

$111,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,830

Principal & Interest: $2,830

Property taxes (est.): $739

Insurance (est.): $370

Estimated Total Monthly

$3,938

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,830

Property taxesest. at asking price, St. Johns County$739

HOAbilled quarterly$110

Estimated total, before insurance$3,678/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,828/yr · $402/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $497,700 in March 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$418,321	$321,661	—
2024	$424,870	$311,888	—
2023	$90,000	$90,000	—

2025 property taxes (current owner): $4,828/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,267 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 3, 2026Price change$555,000−$8,900
Jul 8, 2026Price change$563,900−$15,100
Mar 22, 2026Listed$579,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$555,000

Price / Sq Ft$232

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,395

Acres0.12 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleA-Frame

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

Community Information

Address358 Rambling Brook Trail, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionBrookside Preserve

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size5,227.2 sq ft

Parcel Number0263350260

Amenities

AmenitiesPool, Gated, Maintenance Grounds, Playground, Trash

UtilitiesElectricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

Water SourcePublic

ParkingGarage, Garage Door Opener

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Pantry

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral, Electric

CoolingCentral Air

FlooringVinyl

# of Stories2

LevelsTwo