Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Brookside Preserve, St. Johns — a pool home in St. Johns County.

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Active

Active·144 days on market·Brookside Preserve

201 Peace River Road

St. Johns, FL 32259

$562,000$235/sqftEst. $2,865/moMLS# 2134545

Beds

Baths

2,395

Sq Ft

2023

Built

Garage

Yes

Pool

About this home

Brookside Preserve

Seller is Offering $5,000 in seller credit. Beautiful Pool Home in Brookside Preserve - No CDD Fees! Welcome to this stunning 4-bedroom, 3-bathroom home located in the desirable Brookside Preserve community in St. Johns County. All four bedrooms are conveniently located upstairs and feature spacious walk-in closets, providing plenty of storage for the whole family. The primary suite offers a relaxing retreat with a dual-sink vanity and a large walk-in shower. Downstairs, you'll find a dedicated home office, laundry room, coat closet, and an additional linen closet--providing all the functional space today's homeowners need. The builder-upgraded kitchen is a true highlight, featuring a gas cooktop, double oven, and plenty of space for cooking and entertaining. Step outside and enjoy your evenings on the patio overlooking your private fenced backyard--perfect for relaxing or hosting gatherings. Located in Brookside Preserve, residents enjoy NO CDD fees and access to a community pool

Cost to own

Mortgage calculator

Home Price

$562,000

Down Payment: 20%

$112,400

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,865

Principal & Interest: $2,865

Property taxes (est.): $748

Insurance (est.): $375

Estimated Total Monthly

$3,988

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,865

Property taxesest. at asking price, St. Johns County$748

HOAbilled quarterly$98

Estimated total, before insurance$3,712/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,386/yr · $449/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $479,000 in October 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$413,802	$363,080	—
2024	$420,057	$370,057	—
2023	$90,000	$90,000	—

2025 property taxes (current owner): $5,386/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,479 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History