Active·18 days on market
18273 NW State Road 16
Starke, FL 32091

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Starke
Nestled on 13.71 beautiful acres, this charming property offers a rare opportunity to enjoy peaceful country living surrounded by mature trees and natural beauty. The home carries a warm, lived-in character and is ready for your personal touch to make it your own. The property is well-equipped for those seeking space and functionality, featuring multiple storage sheds, a chicken coop, and a 2-stall horse barn complete with designated tack area. A detached garage has been thoughtfully converted into an additional storage area with a half bath, offering flexible living space for guests, hobbies, or a quiet home office. With plenty of room to roam, this wooded acreage is ideal for outdoor enthusiasts- perfect for ATV's, recreation, or simply enjoying the privacy and possibilities this land provides.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1957)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,551 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 1, 2026Active$347,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $163/sq ft; this home is listed at $234/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 17376 NW 36th Avenue, Starke, FL 32091Listed by RE/MAX SPECIALISTS | Jul 2026 | $65,000 | $56 | 4/1 | 1,152 | 71 | 1.5 |
| 573 Utah Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INC | Aug 2026 | $272,000 | $230 | 3/2 | 1,184 | 33 | 2 |
| 762 N Walnut Street, Starke, FL 32091Listed by THORNTON & CO REALTY INC | Apr 2026 | $150,000 | $125 | 3/1 | 1,199 | 492 | 2.3 |
| 1330 Blanding Street, Starke, FL 32091Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $230,999 | $181 | 3/1 | 1,276 | 88 | 2.4 |
| 2884 NW 197th Street, Starke, FL 32091Listed by KELLER WILLIAMS GAINESVILLE REALTY PARTNERS | Jul 2026 | $291,000 | $163 | 3/2 | 1,788 | 21 | 2.4 |
| 627 Francis Street, Starke, FL 32091Listed by CHAD AND SANDY REAL ESTATE GROUP | Jul 2026 | $174,900 | $153 | 3/1 | 1,142 | 48 | 2.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CW REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor

Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines











