Active·18 days on market
137 Franklin Avenue
Pomona Park, FL 32181
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Pomona Park
No HOA or deed restrictions! Spacious 4-bedroom, 2-bath home offering 2,280 sq. ft. of living space on 1.41 acres in Pomona Park. The split-bedroom floor plan features generous living areas, bay windows, skylights and a wood-burning fireplace. The large primary suite includes a private bath and oversized walk-in closet. Recent improvements include a metal roof, HVAC, appliances and a water filtration system installed in 2025. The partially fenced property offers plenty of room for pets, gardening, outdoor activities and more. Located approximately 0.6 miles from Broward Lake with convenient access to Crescent Lake and Lake George, you'll be close to some of South Putnam County's favorite fishing, boating and outdoor recreation. With over an acre, 2,280 sq. ft. and no HOA, there's plenty of room to make this property your own. Schedule your showing today!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal — year not disclosed (home built 2007)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,720 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,566/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 22, 2026Listed$346,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $152/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 140 Lake Street, Pomona Park, FL 32181Listed by MOMENTUM REALTY | Jul 2026 | $750,000 | $279 | 3/3 | 2,692 | 12 | 0.7 |
| 401 Pleasant Street, Pomona Park, FL 32181Listed by RIVER LIFE REALTY LLC | Sep 2026 | $580,000 | $282 | 3/2 | 2,054 | 217 | 1.2 |
| 118 Robin Road, Pomona Park, FL 32181Listed by COLDWELL BANKER BEN BATES INC | Jun 2026 | $315,000 | $170 | 3/2 | 1,848 | 32 | 1.3 |
| 223 Worcester Road, Pomona Park, FL 32181Listed by CENTURY 21 TRITON REALTY | Sep 2025 | $325,000 | $185 | 3/3 | 1,760 | 31 | 1.6 |
| 114 N Janet Drive, Crescent City, FL 32112Listed by ST JOHNS REALTY AND MANAGEMENT LLC | Aug 2026 | $234,500 | $145 | 3/2 | 1,620 | 4 | 2.6 |
| 116 Pennsylvania Avenue, Pomona Park, FL 32181Listed by WATSON REALTY CORP | Dec 2025 | $240,000 | $147 | 3/2 | 1,635 | 52 | 3.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CENTURY 21 TRITON REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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