Active·97 days on market
30590 County Road 121
Hilliard, FL 32046
About this home
Hilliard
Space like this is getting harder to find--and even harder to find done right. This triple-wide offers over 1,900 sq ft of thoughtfully designed living space, featuring 3 bedrooms, 2 bathrooms, two separate living areas, a spacious kitchen with ample cabinetry, and a cozy fireplace that anchors the home and brings everything together. Whether you need room for family, a home office, or simply space to breathe--this layout delivers flexibility without compromise. Step outside to a large covered front porch under a durable metal roof--perfect for slow mornings, evening unwinding, and everything in between. It's the kind of space that instantly feels like home. Situated on 1.33 acres in Hilliard, this property offers the privacy, freedom, and elbow room buyers are actively searching for--without sacrificing convenience. Previously FHA financed with data plate available, providing added confidence for buyers exploring financing options. Located in a USDA-eligible area, qualified buyer
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $235,179 | $83,511 | ▲ $17,287 |
| 2024 | $184,756 | $72,208 | — |
| 2023 | $179,854 | $73,503 | — |
| 2022 | $146,173 | $69,906 | — |
| 2021 | $140,204 | $66,414 | — |
| 2020 | $114,807 | $64,807 | — |
2025 property taxes (current owner): $1,441/yr
Estimated taxes if purchased at asking price: ~$6,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone J
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 1999)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,708 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Apr 10, 2026Listed$383,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert

Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
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