This home is in Deerwood, Starke.
Active·120 days on market·Deerwood
13982 SE 48th Avenue
Starke, FL 32091
About this home
Deerwood
Welcome home to this charming 3-bedroom, 2-bath brick residence offering 1,638 sq ft of living space in a quiet neighborhood close to shopping and everyday conveniences. The interior features a galley kitchen that overlooks into a spacious dining area. Throughout the home there is ample storage. Recent updates include a new roof in 2024, updated septic system and a new water heater, adding extra value and peace of mind. Outside, enjoy a two-car garage and a fenced yard perfect for pets, play, or entertaining. This home combines comfort, convenience, and practicality. Easy commute to Gainesville or Jacksonville.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2024 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely septic · Public water · dbo_arcims_well_20220322
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,767 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Mar 17, 2026Listed$288,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Deerwood
Deerwood is a neighborhood in Jacksonville, FL (Bradford County), ZIP 32091.
View all Deerwood homes for sale →Listing Courtesy of: CW REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Deerwood
Active$310,000MLS# 2133805Est. $1,650/mo10150 Leisure Lane N 23, Jacksonville, FL 322562 Beds2 Baths1,640 sqftLENDER INCENTIVE! Ask about the Preferred Condo Approved Lender Incentive Details! Don't miss this light and bright…
ResidentialBERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Active$250,000MLS# 2144774Est. $1,331/mo8012 Hollyridge Road 17, Jacksonville, FL 322562 Beds2 Baths1,573 sqftNestled within the gated community of Deerwood Country Club, this beautifully maintained condo offers comfort, style &…
ResidentialLOKATION
Active$238,000MLS# 2078067Est. $1,267/mo10112 Leisure Lane S, Jacksonville, FL 322562 Beds2 Baths1,714 sqftNew roof, newer windows! Enjoy resort living in this lovely and exceptionally maintained condo, nestled in the 24-hour…
ResidentialKELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
Active$215,000MLS# 2143365Est. $1,144/mo10105 S Leisure Lane 3, Jacksonville, FL 322562 Beds2 Baths1,573 sqftWelcome to easy, elegant living in this beautifully maintained 2-bedroom, 2-bath single-level condo, ideally situated…
ResidentialBERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines