Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 16
Active

Active·140 days on market

95654 Tyson Road

Fernandina Beach, FL 32034

$159,000Est. $811/moMLS# 2134469
0
Beds
0
Baths
0
Sq Ft
Built
Garage
No
Pool

About this home

Fernandina Beach

Tucked away in quiet Nassauville, this spacious homesite offers the perfect balance of privacy & convenience. Just minutes from the historic charm, waterfront dining & boutique shopping of Fernandina Beach & the pristine beaches of Amelia Island. Enjoy boating, fishing & scenic river views at nearby Goffinsville Park with a public boat ramp & pier. Quick access to shopping, dining & everyday conveniences in Yulee, while the growing Wildlight area offers parks, trails, restaurants & a vibrant town center. Convenient to Interstate 95, historic Downtown Fernandina Beach, Jacksonville International Airport & minutes from the Georgia border. Zoned Open Rural with no HOA, offering flexibility for boats, RVs or a workshop.

Cost to own

Mortgage calculator

$159,000
$31,800
Loan Term
Monthly Payment
$811
Principal & Interest: $811
Property taxes (est.): $220
Insurance (est.): $106
Estimated Total Monthly
$1,136
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$811
Property taxesest. at asking price, Nassau County$220
Estimated total, before insurance$1,030/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,540/yr · $128/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $105,000 in May 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$112,000$92,400
2024$84,000$84,000
2023$84,000$84,000
2022$55,000$38,974
2021$44,000$35,431
2020$33,000$32,210

2025 property taxes (current owner): $1,540/yr

Estimated taxes if purchased at asking price: ~$2,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,232 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 11, 2026Price change$159,000$1,000
  • Mar 11, 2026Listed$160,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$159,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres1.12 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address95654 Tyson Road, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionSam Harrison Grant
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size48,787.2 sq ft
Parcel Number442N28000000040160
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well

Exterior

Lot DescriptionCleared, Many Trees
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedMarch 12, 2026
Days on Market122
Tax Amount$1,539.84
Tax Year2025
Listing TermsCash, Conventional, Other
55+ CommunityNo

Listing Courtesy of: CENTURY 21 INTEGRA

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke