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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Rivertown Garden District North, St. Johns — a waterfront home in St. Johns County.

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Sold

Sold·Closed Apr 28, 2026·19 days on market·Recent sales in Rivertown Garden District North·Rivertown Garden District North

956 Orange Branch Trail

St. Johns, FL 32259

$620,000sold priceListed at $620,000 · 100% of asking$233/sqftMLS# 2134177
3
Beds
2.5
Baths
2,664
Sq Ft
2022
Built
3
Garage
Yes
Pool

All Rivertown Garden District North homes for sale →Search Rivertown Garden District North on the map

HOA $4/mo8,276 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Rivertown Garden District North

~MAJOR PRICE IMPROVEMENT!~ Experience the best of the Florida lifestyle in the highly desirable Rivertown community! This beautifully designed 3-bedroom, 2.5-bath executive POOL home offers the perfect blend of comfort and low-maintenance living. It features a 3-car garage, private office, elegant formal dining room and a light-filled loft/family room. Enjoy year-round outdoor living with your own private spa and heated saltwater pool, creating the perfect retreat for relaxing evenings and entertaining while soaking up Northeast Florida's sunshine. Luxury vinyl plank flooring, tall ceilings, designer lighting and abundant large windows fill the home with natural light-creating a bright, sophisticated interior with refined finishes throughout. The chef's kitchen impresses with a large quartz island, ample cabinetry with crown-molding and stylish tile backsplash. You'll love the open and inviting living room with electric fireplace and chandelier

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,434
Property taxesest. at asking price, St. Johns County$825
HOAbilled annually$4
Estimated total, before insurance$4,264/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$620,000
$124,000
Loan Term
Monthly Payment
$3,434
Principal & Interest: $3,434
Property taxes (est.): $825
Insurance (est.): $413
Estimated Total Monthly
$4,673
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,766 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $581,500 in November 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$545,513$491,776—
2024$527,209$477,209—
2023$480,759$430,759—
2022$89,600$89,600—

Estimated taxes if purchased at asking price: ~$9,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $233/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
246 Twin Flower Place, Jacksonville, FL 32259Listed by REAL BROKER LLCSep 2026$554,500$2024/3.52,7443470.1
231 Footbridge Road, St. Johns, FL 32259Listed by REAL BROKER LLCSep 2026$550,000$2393/2.52,30550.1
411 Footbridge Road, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$750,000$2335/43,217140.1
229 Chandler Drive, St. Johns, FL 32259Listed by ROUND TABLE REALTYAug 2026$525,000$2074/3.52,5331020.2
148 Kellet Way, St. Johns, FL 32259Listed by EXP REALTY LLCSep 2026$565,000$2922/21,93260.4
254 Crafton Circle, St. Johns, FL 32259Listed by NON MLS (realMLS)Oct 2026$524,756$2762/21,90000.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$620,000
Price / Sq Ft$233
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,664
Acres0.19 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Salt Water
Is WaterfrontYes

School Information

Community Information

Address956 Orange Branch Trail, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRivertown Garden District North
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size8,276.4 sq ft
Lot Dimensions60x139
Parcel Number0007041270

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s), Water
Community FeaturesSidewalks, Restaurant
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewWater
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
FireplaceYes
Fireplace FeaturesElectric
# of Stories2
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup
SecuritySmoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch
FencingFenced, Back Yard, Full, Vinyl
RoofShingle
ConstructionBrick Veneer, Fiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 10, 2026
Days on Market19
HOA Fees$53 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Rivertown Garden District North

Rivertown Garden District North is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Rivertown Garden District North homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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