This home is in Jacksonville.

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Active

Active·128 days on market

284 Baisden Road

Jacksonville, FL 32218

$339,000$157/sqftEst. $1,804/moMLS# 2133894

Beds

Baths

2,160

Sq Ft

1965

Built

Garage

Pool

About this home

Jacksonville

✨ PRICE REDUCTION + SELLER CREDIT! ✨ Now offered at $339,000.00, seller is still offering a $5,000 credit toward buyer closing costs, prepaids, and/or interest rate buy-down! Welcome to 284 Baisden Rd, where comfort, space, and value come together. This home offers the perfect blend of functionality and charm with spacious living areas, a welcoming layout, and room to truly make it your own. Whether you're a first-time buyer, upgrading, or looking for a smart investment, this one checks all the boxes. With the recent price improvement and buyer incentives, this is an incredible opportunity you don't want to miss. Schedule your private showing today before it's gone!

Cost to own

Mortgage calculator

Home Price

$339,000

Down Payment: 20%

$67,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,712

Principal & Interest: $1,712

Est. Taxes & Insurance: $428

Estimated Total Monthly

$2,140

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,804

Property taxesest. at asking price, Duval County$554

Estimated total, before insurance$2,358/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$299,053	$229,494	—
2024	$305,861	$222,319	▲ $12,615
2023	$301,352	$214,388	▲ $37,364
2022	$256,688	$206,688	▲ $16,827
2021	$211,026	$129,836	▲ $8,734
2020	$197,697	$127,354	—

2025 property taxes (current owner): $4,619/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1965)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,655 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History