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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 15, 2026·10 days on market·Recent sales in Jacksonville

3138 N 3rd St Circle

Jacksonville, FL 32254

$135,000sold priceListed at $135,000 · 100% of asking$179/sqftMLS# 2133496
2
Beds
1
Baths
754
Sq Ft
1950
Built
—
Garage
No
Pool
No HOA8,276 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Fully renovated move-in ready, this home offers the reliability and feel of new construction at a price far below new builds at an incredible value. Renovated from top to bottom with no expense spared, including a brand new roof, new electrical panel with meter and updated wiring, new windows and exterior doors, a completely new kitchen, updated bathroom, new flooring throughout,and fresh interior and exterior paint. The open layout makes the home feel larger than its square footage and creates a bright, comfortable living space. A huge fenced backyard offers plenty of room for pets, entertaining, or simply enjoying the outdoors. Located in an area seeing strong revitalization with new construction going up next door and throughout the surrounding neighborhood, just minutes from downtown Jacksonville. Homes with this level of renovation at this price point are becoming increasingly hard to find. Seller is also willing to contribute toward a mortgage rate buy-down for qualified buyer.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$748
Property taxesest. at asking price, Duval County$220
Estimated total, before insurance$968/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$135,000
$27,000
Loan Term
Monthly Payment
$748
Principal & Interest: $748
Property taxes (est.): $220
Insurance (est.): $90
Estimated Total Monthly
$1,058
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$64,722$83▲ $10,347
2024$54,779$0▲ $3,671
2023$52,967$0—
2022$37,862$0—
2021$31,884$0—
2020$29,905$0▲ $1,214

2025 property taxes (current owner): $355/yr

Estimated taxes if purchased at asking price: ~$2,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $148/sq ft; this home is listed at $179/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3157 4th Street Circle, Jacksonville, FL 32254Listed by REMAX WELCOME HOMESep 2026$135,500$1562/1870400.1
3036 Commonwealth Avenue, Jacksonville, FL 32254Listed by WATSON REALTY CORPJul 2026$162,900$1742/1938490.4
1027 Woodstock Avenue, Jacksonville, FL 32254Listed by FREEDOM REALTY GROUP LLCJul 2026$120,000$1313/19181640.4
3519 Bougainvillea Street, Jacksonville, FL 32254Listed by NOMAD REALTYJul 2026$129,900$1483/1878340.7
936 Saranac Street, Jacksonville, FL 32254Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$91,000$1332/16823270.7
3321 Deason Avenue, Jacksonville, FL 32254Listed by VIRTUALTY REAL ESTATEOct 2026$133,000$1403/1950660.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$135,000
Price / Sq Ft$179
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage754
Acres0.19 acres
Year Built1950
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address3138 N 3rd St Circle, Jacksonville, FL 32254
Area074-Paxon
SubdivisionWestwood Park
CityJacksonville
CountyDuval
StateFL
Zip Code32254
Lot Size8,276.4 sq ft
Parcel Number0501940000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Gated

Interior

AppliancesElectric Cooktop, Electric Oven, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne

Additional Information

Date ListedMarch 6, 2026
Days on Market10
Tax Amount$355.47
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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